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Home Improvement

Flexible terms, more possibilities.

If a FHA Title One loan doesn't fit your needs, we have a variety of other options that will. Some options have shorter or longer terms, while other options include the ability to borrow again and again on the same loan. Generally, less paperwork is needed than with FHA Title One loans.

Some of your loan choices include:

  • Secured, fixed or variable rate personal loans
  • Home Equity Express LOC or Home Equity loan
  • Express Personal LOC loan

Swimming pools, decks, and garage conversions are just a few examples of projects that can add value to your home that we can help with. There are no gimmicks or introductory teaser rates and application is simple. You can apply in-person or online HERE and can usually be approved the same day. Completion of this loan takes approximately 1-3 days.

The interest rates on this loan are very competitive and vary depending upon the loan vehicle uses. See our rate sheet for current rates. Make sure to speak with an HCU lending professional to determine the best home improvement loan for your needs.