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We make buying a home quick and easy. Best of all, your home loan stays with us.


  • Instant pre-approvals available online
  • Mortgage Experts
  • Purchase or Refinance
  • Construction Loans
  • Your loan stays with us

We offer a variety of financing options with great rates and lower closing costs. As a Credit Union, we have your best interests in mind.

We have one of the fastest application processes around. We even offer instant approval online or in-person. And the biggest difference of all is that your loan STAYS with us. You can count on friendly local HCU service for the life of your loan.

Our mortgage experts understand the complexities of home ownership financing and are dedicated to making your next transaction smooth and trouble free.  They can help with comprehensive consultation services throughout your mortgage process, and are there for you afterwords

  • Low rates
  • Blemished credit programs available 
  • Up to 6 month rate locks
  • We are construction loan experts
  • Fast turnaround
  • Low cost bridge loans available
  • Up to 30-year fixed rate loans
  • Variable rate loans
  • Balloon loans
  • Jumbo loans

We also offer a variety of Home Equity and Home improvement loans.