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Refinance

Mortgage rates at historic low. Refinance now!

  • Instant pre-approvals available online
  • Mortgage Experts
  • Purchase or Refinance
  • Construction Loans
  • Your loan stays with us

VALUE
We offer a variety of financing options with great rates and lower closing costs. As a Credit Union, we have your best interests in mind.

SERVICE
We have one of the fastest application processes around. We even offer instant approval online or in-person. And the biggest difference of all is that your loan STAYS with us. You can count on friendly local HCU service for the life of your loan.

EXPERTISE
Our mortgage experts have many years of combined experience and are dedicated to you. They can help with comprehensive consultation services throughout your mortgage process, and are there for you afterwords

  • Low rates
  • Consolidation & cash back loans
  • Special loans available for public service professionals (teachers, law enforcement, & more)
  • Blemished credit programs available
  • Fast turnaround
  • Low cost bridge loans available
  • Up to 30-year fixed rate loans
  • Variable rate loans
  • Balloon loans
  • Jumbo loans

We also offer a variety of Home Equity and Home improvement loans