Planning for College
Saving for a higher education requires careful planning and a high level of commitment. In fact, next to retirement planning, it could be the single largest expense that a family will bear. For most families, the key to funding higher education is to start saving early and to save regularly.
We can help. We offer a variety of Loan options, including:
Home Equity and Personal Loans
HCU offers affordable loan options for both parents and students.
We also offer a wide variety of savings options, including:
payroll deduction makes this an easy option for accumulating college fund
Coverdell Education IRA
The Coverdell Education IRA lets you save on college expenses like tuition, books, housing and more!
A 529 Plan is a higher education savings program which provides tax-deferred benefits. It gives you the power of tax-free earnings growth. Available through our HCU Investment & Insurances Services group.
Certificates allow you to earn higher dividends at terms ranging from 90 days to 60 months.