Purchasing a Home

Purchasing a new home can be a big decision. The mortgage experts at Hutchinson Credit Union are available to help discuss your needs and lend advice. They have the experience and knowledge to help, and since we're a credit union, the attitude to help.

Another great resource for home buying information is the HUD pages on buying a home. They offer an extensive list of resources, even covering state-by-state issues.

And finally, whether you're in the market to purchase a new home, refinance your existing mortgage, or make home improvements, HCU has an affordable mortgage loan solution certain to meet your needs.

• New Purchases
  We have the experience and expertise to help. Plus we offer a variety of rates and terms to help you get the mortgage that best fits you.
• Swing Loans
  Trading up to a larger home or down to a smaller one involves more than simply buying a first home. Two home sales need to take place to accomplish your move: the sale of your current home and the purchase of a new one. Ideally you'd like to coordinate the two transactions so that you don't have to move twice. One way to accomplish this is with a swing loan. A swing loan enables you to borrow a portion of the equity in your current home to use for a down payment on a new home.
• Home Improvement Loans
  We offer a variety of home improvement loans, including FHA Title One loans. For most situations, no equity is required, which makes this a great way to show your new home a little TLC.
• New Address
  Once you have moved in to your new home, be sure and update your account information with us.