Gateway Checking
Open a new HCU checking account and your first box of checks is free (up to $25 retail value). We also offer the companion Gateway Savings Account.
Details:
- No monthly service charge. No minimum balance
- No per-check fees
- Automatic monthly foreign ATM rebate (calculated at end of month; $5 max rebate)
- Unlimited free consumer Bill Pay (must be 18)
- Credit Builder Program Available (See below)
- No dividends paid
Plus:
- We offer value priced checks, available in a variety of colors and patterns
- Records of your canceled checks are securely stored by the credit union, freeing you from filing and storage
- Unlimited free transactions at HCU and COOP Network ATMS
- No-fee VISA® debit card
- Real-time balances, all the time
- Real Overdraft Protection available
- Direct Deposit & Payroll Deduction available
- Free eStatements with e-mail notification
- Free online check copies and statement copies
- Free HCU Online Banking
- Free HCU Mobile Banking
- Free 24hr HCU Telephone Banking
Credit Builder Program (Contact HCU Representative for details):
- Two Options Available:
- A loan for up to $500 to secure a credit card
- 2 Year repayment plan
- Reports monthly to credit bureaus
- A secured credit card
- Must prove loan can be repaid
- Do not have to have a credit score
- Can receive an extra $100 credit line with direct deposit
