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Classic Checking

Dividends are calculated each day you maintain the required balance. Keep your balance above the minimum and you pay no service charges. Simple terms and fewer fees. A very powerful financial tool. 



  • No monthly service charge if you maintain a $500.00 minimum balance. If your balance goes under this amount, the service fee is only $6.00
  • Dividends are calculated each day you maintain a balance of $1000.00 or more.
  • No Per Check Fees
  • Unlimited free consumer Bill Pay (must be 18)


  • We offer value priced checks, available in a variety of colors and patterns.
  • Records of your canceled checks are securely stored by the credit union, freeing you from filing and storage.
  • Unlimited free transactions at HCU and Coop Network ATMS (2 free/month at foreign ATMs)
  • No-fee VISA® debit card
  • Real-time balances, all the time
  • Real Overdraft Protection included
  • Direct Deposit & Payroll Deduction available
  • Free eStatements with e-mail notification
  • Free online check copies and statement copies
  • Free HCU Online Banking
  • Free HCU Mobile Banking with Instacheck™ smartphone deposit