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Christmas Club

An account to help you save for the holiday season

You must keep $25.00 on deposit in this account to keep it open. A minimum daily balance of $100.00 is required to earn dividends. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends are posted at the end of each quarter for this account type and rates are subject to change by the Board of Directors.
    
A handy way to save money for the holiday season throughout the year making random deposits whenever you wish, or automatically transferring money from another HCU account, or with payroll deduction.
 
Your money is always available to you at any time. There are no long-term commitments.
 
You will receive quarterly statements. If you have a checking account or ATM activity on your account, you will receive monthly statements