Premier Checking is an account that was named Premier for a reason. This account offers tiered interest at any balance, a one tier "bump-up" for volume on certificates, and unlimited free bill pay.
Fixed service charge of $10 per month ($3 rebate with e-statements)
Dividends are calculated each day on your entire balance
Unlimited free Bill Pay (must be 18)
One Tier "Bump-Up" on certificates based on dollar volume (see example below)
No per check fees, regardless of how many you write
Options to Waive Monthly Fee:
Keep a daily balance of $1000 or more
Use your HCU VISA Credit Card 5 times or more per month
2 Free Foreign ATM transactions per month
Unlimited free transactions at HCU owned ATMs
Completely FREE Access to over 28,000 ATMs via the coop network
No-fee VISA® debit card
Real-time balances, all the time
Real Overdraft Protection available
Direct Deposit & Payroll Deduction available
Free eStatements with e-mail notification
Free online check copies and statement copies
Free HCU Online Banking
Free HCU Mobile Banking
Free 24hr Telephone Banking
One Tier "Bump-Up" Explanation and example: Using the example rates below, if you opened a certificate with $10,000 and were a Premier Checking account member, you would get a "Bump-Up" to 1.25%!
Certificate rates used for example only and do not in any way reflect actual certificate rates. To see current certificate rates, click here.