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Youth Certificates

For those age 22 and younger with a minimum opening balance of $100

These Certificates yield dividends quarterly at different rates based upon the term and amount of the investment.

  • Certificates of $25,000 to $49,999 earn an additional .25%, $49,999 to $99,999 earn an additional .50%, and $100,000 and over earn an additional 1.00%
  • Certificates of $25,000.00 or more feature optional monthly dividend payout
  • 3 month dividend penalty for early withdrawal on 3, 6, & 12 month maturity certificates; 6 month dividend penalty for early withdrawal on over 12 month maturity certificates.
  • Dividends are automatically reinvested (unless otherwise requested).

Click here for current rates