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Notice the 'bonus' deposit to your membership share account on 1-31-13?

By now you may have noticed the “bonus” deposit to your membership share account (or IRA, depending upon individual circumstances). If you received one, you should see an amount posted on January 31st with the description “Member Participation Bonus Dividend". This bonus was based on:

1. The amount of dividends you earned from HCU in 2012
2. The amount of interest you paid to HCU in 2012
3. A $25 bonus for home loans originated with HCU and assigned to MMS, our home loan subsidiary, in 2012

Dividends paid on 4.6% certificates were excluded, due to the disparity in market rates. Interest paid on secondary market mortgage loans was excluded as HCU is servicing the loan, but we do not receive the interest.

Since the great recession began in 2008, Hutchinson Credit Union has paid out approximately $350,000 in bonus dividends to members. We've experienced record growth and performance, and giving back to members is the natural thing to do. While other financial institutions reduced service and raised fees, your credit union did the opposite, delivering even better service, while keeping fees to a minimum.

Do we have a secret? Not really. During the go-go years preceding the financial crisis, the greed factor didn't come into play at your credit union. We made decisions based on what was best for members, not just on what made the most money. In the long run that has made all the difference, with fewer bad loans, more efficient operations and more successful members who trust and believe in their credit union.

Bottom line, your credit union is truly a cooperative organization that is more about people than profit and your volunteer Board of Directors is doing an excellent job of balancing that delicate equation. On behalf of the Board of Directors, as listed below, thanks again for your past and continuing support of HCU.

    Mark Woleslagel, Chair
    Lee Spence, Vice Chair
    Kendal Pulliam, Secretary/Treasurer
    Roy Broxterman
    Jim Woods
    Richard Carlisle
    John McCannon