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HCU InstaCheck™ Mobile Check Deposit

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HCU InstaCheck™

Deposit checks in an instant with HCU’s new InstaCheck™ service! With InstaCheck™, you gain the flexibility and convenience of depositing a paper check into your HCU checking account wherever and whenever it is most convenient for you! It’s fast, secure and free. And just one more way HCU is helping you Get Connected to your finances.

How it Works

1. Make sure you have downloaded the HCU Mobile app available 2-screens-with-drop-shadowfor iPhone*, iPad*, and Android devices.  To download the app, simply go to the Android Market or Apple App Store and search for "HCU" or "Hutchinson Credit Union".  You can also visit m.hcu.coop to download it using the link at the bottom of the Mobile Banking page.

2. Sign on to your account on your HCU Mobile app using your HCU Online user ID and password

3. Choose "InstaCheck" from the app menu options.

4. Select the account into which you want to deposit the check

5. Enter the amount of your check. Remember to sign the back of your check to endorse it.
Endorsement on back of check should include the following:
    • Member Signature
    • For Deposit Only
    • Hutchinson CU
    • Account Number
6. Snap pictures of the front and back of your check. *Keep 4 edges of check within the image frame*

7. Submit the check for deposit (this may take a few short moments to process)

8. Get on with your day!

9. Retain the check for 60 days, then destroy or mark VOID on the check.

*InstaCheck is not available for the following:  Apple iPod Touch 4th generation or older, Apple iPad1 and Apple iPad2.  This is due to low camera resolution causing a bad user experience.