Higher minimum balance and much higher yield. In fact, over 5 times the national average. An HCU exclusive! It's also a complete business checking tool featuring:
No monthly service charge if you maintain a $25,000 minimum balance. If your balance goes under this amount, the service fee is $25.00
Pays money market dividend rates
Dividends are calculated each day you maintain a balance of $25,000.00 or more
Paper item deposit fee: 100 free/mo. (.07 ea. after 100)
You may write up to 40 checks each month that clear your account at no charge. Over 40, $.10 per check
Standard features -all business checking accounts
Open a new HCU checking account and your first box of checks are free (up to $25 retail value)
VISA Debit Card (with no usage charges)
24 hour telephone teller
Full featured online banking and Quickbooks® integration
Online check copies
Counter checks with account opening
Coin counting up to $200 per month (1% over $200)
Five free transactions at foreign ATMs (just $.50 each thereafter)
Bill Pay, five free payments per month ($.50 per bill after 5)
$300 instant credit for deposits at HCU ATMs
Records of your canceled checks are securely stored by the credit union, freeing you from filing and storage
Sweep transfers available (to lines of credit or savings accounts)
Convenient drive-thru hours and night depositories to serve your depositing needs
Up to $200 per month free coin counting (at coin machines), 1% fee over $200
Accounts Federally Insured to $250,000 by NCUA an agency of the U.S. Government
*Non-profit group discount: For approved non-profit groups, the fee for going over the limit of deposit items received in a month will be $.05 per item.
