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Reasons we can share your personal information

Does Hutchinson Credit Union share?

Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes - 
to offer our products and services to you

No

We don't share

For joint marketing with other financial companies

Yes

No

For our affiliates' everyday business purposes -  information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes -  information about your creditworthiness

Yes

Yes

For nonaffiliates to market to you

Yes

Yes

To limit our
sharing

• Mail the form below
Please note:
If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer a member, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call toll-free 800.428.8472 or go to www.hcu.coop

Mail-in Form 

Mail To: 
Hutchison Credit Union
P.O. Box 1645
Hutchinson, KS 67504-1645

What We Do

How does Hutchinson Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate

How does Hutchinson Credit Union collect my personal information?

We collect your personal information, for example, when you

• Open an account  
• Apply for financing
• Provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only 
• sharing for affiliates' everyday business purposes - information about your
   creditworthiness 
• affiliates from using your information to market to you 
• sharing for nonaffiliates to market to you 
State laws and individual companies may give you additional rights to limit sharing. 
See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies. 
• Our affiliates include:
   • Financial companies such as: HCU Investment & Insurance Services, Members 
     Mortgage Services, HCU Trust Services.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies. 
• Nonaffiliates we share with can include insurance companies, marketing 
  agencies. 

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. 
• Our joint marketing partners include insurance companies

Other Important Information

For Alaska, Illinois, Maryland and North Dakota Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For California Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Members. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For Vermont Members. We will not share personal information with nonaffiliates for them to market to you without your authorization and we will not share personal information with affiliates or for joint marketing about your creditworthiness without your authorization.