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(Product News, Financial Education, Regulatory Notices)

Credit-card surcharge ruling will have little affect on members

You may have heard something on the news recently about how it could cost you more to shop with a credit card. Well, effective January 27th, merchants have the right to impose a surcharge on credit-card transactions.

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General Motors Announces Special Pricing for Credit Union Members.

If your in the market for a new Chevrolet, Buick, or GMC vehicle, your HCU membership can save you money.

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​Chip cards; coming to HCU soon?

Chip-on-VISA-card 
VISA credit and debit cards in the United States have used magnetic swipe technology for decades, while in Europe they've  enjoyed the benefits of cards with computer chips in them. The European chip cards are also known as "Smart Cards". The chip in these cards is actually an encrypted computer microchip, which is very difficult to counterfeit and provides additional security

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Members can save on Sprint phone service

Sprint has announced some great money saving discounts exclusively for credit union members.

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Online Banking Security Enhancements

For your protection, we introduced security challenge questions in Online Banking several years ago. These questions may be asked if unusual or uncharacteristic behavior is detected on your account.

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New, Pending ACH Deposit Feature

HCU Online Banking has been enhanced to show our members their Pending ACH (Automated Clearing House) Deposits. Pending ACH deposits are electronic funds transfer items that have not yet posted to an account. Some examples include: direct deposit of payroll, government benefits, tax refunds, etc.

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Changes to Presidential $1 Coin Program

A decision was made by the Treasury Department which will change the implementation of the Presidential $1 Coin Program.

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