|
Savings/Certificate Rates |  | Rates effective as of May 15, 2013.
Share Accounts
| Share Account |
Min. Amount |
Max. Amount |
APY* |
Rate |
| Savings Accounts: Share, Special Share, Scottie Savers, Gateway, Christmas Club & Club Share, Conservator/Rep Payee, Save@School |
|
0.20% |
0.20% |
| Life Savings Account** |
|
0.00% |
0.00% |
| Money Market** and Investment Shares |
$2,500 |
$4,999 |
0.20% |
0.20% |
|
$5,000 |
$9,999 |
0.25% |
0.25% |
|
$10,000 |
$24,999 |
0.25% |
0.25% |
|
$25,000 |
$49,999 |
0.25% |
0.25% |
|
$50,000 |
$99,999 |
0.30% |
0.30% |
|
$100,000 |
$249,999 |
0.30% |
0.30% |
|
$250,000 |
|
0.30% |
0.30% |
Draft Accounts
| Draft Account |
Min. Amount |
Max. Amount |
APY* |
Rate |
| eChecking & Gateway Checking |
|
|
0.00% |
0.00% |
| Classic Checking** |
|
|
0.10% |
0.10% |
| Premier Checking |
$0 |
$2,499 |
0.10% |
0.10% |
|
$2,500 |
$9,999 |
0.25% |
0.25% |
|
$10,000 |
$24,999 |
0.25% |
0.25% |
|
$25,000 |
$49,999 |
0.25% |
0.25% |
|
$50,000 |
$99,999 |
0.30% |
0.30% |
|
$100,000 |
|
0.30% |
0.30% |
Standard Certificates
Minimum investment for a certificate is $500.00. The minimum investment for Scottie Saver or Gateway certificates is $100.00. Rates may change weekly as determined solely by the board of directors. These are rates and APY's* that were offered within the most recent seven calendar days. The APY* assumes funds will remain on deposit for a full year at the disclosed rate. Unless otherwise paid, dividends will be compounded and paid every quarter. You may apply dividends to a separate account quarterly, instead of compounding, however this will change your APY to equal your rate. On certificates of $25,000 and up you may apply dividends to a separate account monthly, instead of compounding, however this will change your APY* to equal your rate. (Monthly payouts not available on 3 month certificates.)
| Maturity |
$500 to $24,999 |
$25,000 to $99,999 |
$100,000 to $249,999 |
$250,000 & Up |
| APY* |
Rate |
APY* |
Rate |
APY* |
Rate |
APY* |
Rate |
| 3 Month |
0.25% |
0.25% |
0.25% |
0.25% |
0.25% |
0.25% |
0.25% |
0.25% |
| 6 Month |
0.35% |
0.35% |
0.35% |
0.35% |
0.35% |
0.35% |
0.35% |
0.35% |
| 12 Month |
0.40% |
0.40% |
0.40% |
0.40% |
0.40% |
0.40% |
0.40% |
0.40% |
| 24 Month |
0.65% |
0.65% |
0.65% |
0.65% |
0.70% |
0.70% |
0.75% |
0.75% |
| 36 Month |
0.95% |
0.95% |
1.00% |
1.00% |
1.05% |
1.05% |
1.05% |
1.05% |
| 48 Month |
1.21% |
1.20% |
1.26% |
1.25% |
1.31% |
1.30% |
1.36% |
1.35% |
| 60 Month |
1.41% |
1.40% |
1.46% |
1.45% |
1.51% |
1.50% |
1.56% |
1.55% |
* Annual percentage yield, ** No longer offered
All accounts Federally Insured to at least $250,000 by NCUA. To obtain current rate information, phone 669.0177 or 800.428.8472. See your 'Important Account Information' brochure and 'Fee Schedule' for other disclosures, terms and conditions.
Additional Rates
800.428.8472 or 620.669.0177 Copyright 2012 Hutchinson Credit Union. All rights reserved No unauthorized access.
NOTE: HCU will never solicit personal or private information via e-mail. If you suspect fraud, please contact us.
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