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Consumer Loan Rates
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Rates effective as of Sep 1, 2010. Rates quoted are for tier 1 borrowers. Your actual rate may be higher, depending upon your credit score.

Auto, Truck, RV & Motorcycle Rates (Fixed Rate)

Loan Amount Term Secured Unsecured
$5000 up   Up to 36 months 3.99 6.25
$5000 up   Up to 42 months 4.25 6.35
$10000 up   Up to 48 months 4.49 6.45
$15000 up   Up to 60 months 4.75 6.75
$20000 up   Up to 72 months 4.99 7.99

Auto, Truck, RV & Motorcycle Rates (Variable Rate)

Loan Amount Term Secured Unsecured
$ and more   Up to 60 months 5.13 6.53
RV loan - $10000 - $24999   Up to 120 months 6.23 N/A
RV loan - $25000 and more   Up to 240 months 5.73 N/A

Home Improvement Loan Rates (Fixed Rate)

Type of Loan Variable APR Fixed APR
Home improvement loan - 36 months N/A 6.99
Home improvement loan - 60 months N/A 7.49
Home improvement loan - 84 months N/A 7.99

Lines of Credit

Type of Loan Non-variable APR Variable APR Fixed APR
VISA Classic & Hutchcard VISA 12.90 N/A N/A
VISA Platinum Rewards 7.90 N/A N/A
Home Equity Line-of-Credit - 1st mortgage (max. 120 mos.) N/A 4.50 N/A
Home Equity Line-of-Credit - 2nd mortgage (max. 120 mos.) N/A 6.00 N/A
Home Equity Express LOC - 1st mortgage (pmt. of 1.5% of bal.) N/A 4.50 N/A
Home Equity Express LOC - 2nd mortgage (pmt. of 1.5% of bal.) N/A 6.00 N/A
Express Loan Signature Line-of-Credit up to 36 months N/A 5.73 N/A
Overdraft protection for checking N/A N/A 16.90

Loan Promotion

Amount Variable APR
Home Equity LOC with $49 Closing Cost Special - 1st mortgage up to 80% Home-to-Loan Value 4.50
Home Equity LOC with $49 Closing Cost Special - 2nd mortgage up to 80% Home-to-Loan Value 6.00

Additional Rates

Home Equity Line of Credit