IRA Shares incl. Traditional, Roth, Coverdell & SEP accounts
0.70%
0.70%
IRA and HSA Certificates
Includes Traditional, Roth, Coverdell, and SEP accounts. The minimum investment for an IRA certificate is $500.00. Rates may change weekly as determined solely by the board of directors. These are rates and APY's* that were offered within the most recent seven calendar days. The APY* assumes funds will remain on deposit for a full year at the disclosed rate. Unless otherwise paid, dividends will be compounded and paid every quarter. You may apply dividends to a separate account quarterly, instead of compounding, however this will change your APY* to equal your rate. On certificates of $25,000 and up, you may apply dividends to a separate account monthly, instead of compounding, however this will change your APY* to equal your rate. (Monthly payouts not available on 3 and 6 month IRA's.) SEP Certificates not available in 3 month terms.
Maturity
$500 to $24,999
$25,000 to $99,999
$100,000 to $249,999
$250,000 & Up
APY*
Rate
APY*
Rate
APY*
Rate
APY*
Rate
3 Month
0.60%
0.60%
0.70%
0.70%
0.70%
0.70%
0.70%
0.70%
6 Month
0.85%
0.85%
0.95%
0.95%
0.95%
0.95%
0.95%
0.95%
12 Month
1.10%
1.10%
1.21%
1.20%
1.21%
1.20%
1.21%
1.20%
24 Month
1.56%
1.55%
1.66%
1.65%
1.66%
1.65%
1.66%
1.65%
36 Month
1.91%
1.90%
2.02%
2.00%
2.12%
2.10%
2.12%
2.10%
48 Month
2.12%
2.10%
2.22%
2.20%
2.32%
2.30%
2.32%
2.30%
60 Month
2.32%
2.30%
2.42%
2.40%
2.52%
2.50%
2.52%
2.50%
* Annual Percentage Yield
All accounts Federally Insured to at least $250,000 by NCUA. To obtain current rate information, phone 669-0177 or 800-428-8472. See your 'Important Account Information' brochure and 'Fee Schedule' for other disclosures, terms and conditions.
