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Mortgage Rates
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Rates effective as of Apr 17, 2014.

Please Note: These rates are based on a zero cash-out, zero points, 80% loan-to-value ratio mortgage, for borrowers with excellent credit. Your rate may be different depending upon your credit score, loan-to-value ratio, points, and transaction type.

Find my actual rate.

Conforming Loans $200,000 - $417,000

Closing costs equal approx. 1.3% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $300,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 4.3538% 4.3750% 3.9712% 4.0000% 3.3387% 3.3750% 3.0725% 3.1250%
1 Points 4.1446% 4.2500% 3.7314% 3.8750% 3.0686% 3.2500% 2.6131% 2.8750%
2 Points 3.9362% 4.1250% 3.4920% 3.7500% 2.6747% 3.0000% 2.2781% 2.7500%

Conforming Loans $100,000 - $199,999

Closing costs equal approx. 1.6% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $150,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 4.4573% 4.5000% 4.0671% 4.1250% 3.4271% 3.5000% 3.1448% 3.2500%
1 Points 4.2475% 4.3750% 3.8268% 4.0000% 3.1564% 3.3750% 2.6847% 3.0000%
2 Points 4.0386% 4.2500% 3.5868% 3.8750% 2.7620% 3.1250% 2.3491% 2.8750%

Conforming Loans $50,000 - $99,999

Closing costs equal approx. 2.0% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $75,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 4.6632% 4.7500% 4.2580% 4.3750% 3.6030% 3.7500% 3.2883% 3.5000%
1 Points 4.4523% 4.6250% 4.0165% 4.2500% 3.3311% 3.6250% 2.8271% 3.2500%
2 Points 4.2422% 4.5000% 3.7754% 4.1250% 2.9358% 3.3750% 2.4900% 3.1250%

Conforming Loans Below $50,000

Closing costs equal approx. 2.5% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $35,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 4.6872% 4.8750% 4.2473% 4.5000% 3.5578% 3.8750% 3.1686% 3.6250%
1 Points 4.4759% 4.7500% 4.0051% 4.3750% 3.2849% 3.7500% 2.7065% 3.3750%
2 Points 4.2654% 4.6250% 3.7633% 4.2500% 2.8892% 3.5000% 2.3680% 3.2500%

Jumbo loans available for $417,000 and above. Balloon loans available with terms of 3 to 7 years. Home Equity Line-of-Credit loans available at competitive variable rates. Non-owner occupied financing available. Adjustable rate mortgages available. Contact a loan officer for more information and rates.

* Annual percentage rate


Additional Rates