Mortgage Rates |  |
Rates effective as of May 21, 2013.
Please Note: These rates are based on a zero cash-out, zero points, 80% loan-to-value ratio mortgage, for borrowers with excellent credit. Your rate may be different depending upon your credit score, loan-to-value ratio, points, and transaction type.
Find my actual rate. 
Conforming Loans $200,000 - $417,000
Closing costs equal approx. 1.3% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $300,000. 80% LTV. Owner occupied property.
| Points |
30 Year Fixed |
20 Year Fixed |
15 Year Fixed |
10 Year Fixed |
| APR* |
Rate |
APR* |
Rate |
APR* |
Rate |
APR* |
Rate |
| 0 Points |
3.8956% |
3.8750% |
3.6534% |
3.6250% |
3.0360% |
3.0000% |
2.8022% |
2.7500% |
| 1 Points |
3.8530% |
3.7500% |
3.6423% |
3.5000% |
2.9298% |
2.7500% |
3.0126% |
2.7500% |
| 2 Points |
3.8104% |
3.6250% |
3.6319% |
3.3750% |
2.9499% |
2.6250% |
3.0999% |
2.6250% |
Conforming Loans $100,000 - $199,999
Closing costs equal approx. 1.6% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $150,000. 80% LTV. Owner occupied property.
| Points |
30 Year Fixed |
20 Year Fixed |
15 Year Fixed |
10 Year Fixed |
| APR* |
Rate |
APR* |
Rate |
APR* |
Rate |
APR* |
Rate |
| 0 Points |
4.0416% |
4.0000% |
3.8072% |
3.7500% |
3.1973% |
3.1250% |
2.9797% |
2.8750% |
| 1 Points |
3.9997% |
3.8750% |
3.7969% |
3.6250% |
3.0919% |
2.8750% |
3.1913% |
2.8750% |
| 2 Points |
3.9579% |
3.7500% |
3.7873% |
3.5000% |
3.1129% |
2.7500% |
3.2798% |
2.7500% |
Conforming Loans $50,000 - $99,999
Closing costs equal approx. 2.0% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $75,000. 80% LTV. Owner occupied property.
| Points |
30 Year Fixed |
20 Year Fixed |
15 Year Fixed |
10 Year Fixed |
| APR* |
Rate |
APR* |
Rate |
APR* |
Rate |
APR* |
Rate |
| 0 Points |
4.3347% |
4.2500% |
4.1158% |
4.0000% |
3.5211% |
3.3750% |
3.3361% |
3.1250% |
| 1 Points |
4.2944% |
4.1250% |
4.1073% |
3.8750% |
3.4173% |
3.1250% |
3.5502% |
3.1250% |
| 2 Points |
4.2541% |
4.0000% |
4.0993% |
3.7500% |
3.4400% |
3.0000% |
3.6409% |
3.0000% |
Conforming Loans Below $50,000
Closing costs equal approx. 2.5% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $35,000. 80% LTV. Owner occupied property.
| Points |
30 Year Fixed |
20 Year Fixed |
15 Year Fixed |
10 Year Fixed |
| APR* |
Rate |
APR* |
Rate |
APR* |
Rate |
APR* |
Rate |
| 0 Points |
4.5594% |
4.3750% |
4.3765% |
4.1250% |
3.8167% |
3.5000% |
3.7071% |
3.2500% |
| 1 Points |
4.5205% |
4.2500% |
4.3698% |
4.0000% |
3.7146% |
3.2500% |
3.9252% |
3.2500% |
| 2 Points |
4.4817% |
4.1250% |
4.3638% |
3.8750% |
3.7398% |
3.1250% |
4.0193% |
3.1250% |
Jumbo loans available for $417,000 and above. Balloon loans available with terms of 3 to 7 years. Home Equity Line-of-Credit loans available at competitive variable rates. Non-owner occupied financing available. Adjustable rate mortgages available. Contact a loan officer for more information and rates.
Home Construction Loan: 5.0000% rate with 0 points and a 5.5000% APR.
* Annual percentage rate
Additional Rates
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