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Mortgage Rates
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Rates effective as of Sep 2, 2014.

Please Note: These rates are based on a zero cash-out, zero points, 80% loan-to-value ratio mortgage, for borrowers with excellent credit. Your rate may be different depending upon your credit score, loan-to-value ratio, points, and transaction type.

Find my actual rate.

Conforming Loans $200,000 - $417,000

Closing costs equal approx. 1.3% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $300,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 4.1459% 4.1250% 3.9037% 3.8750% 3.2862% 3.2500% 3.0524% 3.0000%
1 Points 4.1045% 4.0000% 3.8937% 3.7500% 3.3067% 3.1250% 3.1382% 2.8750%
2 Points 4.0631% 3.8750% 3.8843% 3.6250% 3.2021% 2.8750% 3.2259% 2.7500%

Conforming Loans $100,000 - $199,999

Closing costs equal approx. 1.6% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $150,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 4.2922% 4.2500% 4.0577% 4.0000% 3.4478% 3.3750% 3.2302% 3.1250%
1 Points 4.2515% 4.1250% 4.0486% 3.8750% 3.4692% 3.2500% 3.3171% 3.0000%
2 Points 4.2110% 4.0000% 4.0400% 3.7500% 3.3654% 3.0000% 3.4060% 2.8750%

Conforming Loans $50,000 - $99,999

Closing costs equal approx. 2.0% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $75,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 4.5859% 4.5000% 4.3669% 4.2500% 3.7721% 3.6250% 3.5871% 3.3750%
1 Points 4.5469% 4.3750% 4.3595% 4.1250% 3.7953% 3.5000% 3.6762% 3.2500%
2 Points 4.5079% 4.2500% 4.3526% 4.0000% 3.6931% 3.2500% 3.7673% 3.1250%

Conforming Loans Below $50,000

Closing costs equal approx. 2.5% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $35,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 4.8121% 4.6250% 4.6289% 4.3750% 4.0689% 3.7500% 3.9592% 3.5000%
1 Points 4.7745% 4.5000% 4.6234% 4.2500% 4.0945% 3.6250% 4.0517% 3.3750%
2 Points 4.7370% 4.3750% 4.6185% 4.1250% 3.9941% 3.3750% 4.1464% 3.2500%

Jumbo loans available for $417,000 and above. Balloon loans available with terms of 3 to 7 years. Home Equity Line-of-Credit loans available at competitive variable rates. Non-owner occupied financing available. Adjustable rate mortgages available. Contact a loan officer for more information and rates.

* Annual percentage rate


Additional Rates