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Mortgage Rates
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Rates effective as of Oct 29, 2014.

Please Note: These rates are based on a zero cash-out, zero points, 80% loan-to-value ratio mortgage, for borrowers with excellent credit. Your rate may be different depending upon your credit score, loan-to-value ratio, points, and transaction type.

Find my actual rate.

Conforming Loans $200,000 - $417,000

Closing costs equal approx. 1.3% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $300,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 4.0207% 4.0000% 3.7785% 3.7500% 3.1611% 3.1250% 3.0524% 3.0000%
1 Points 3.9787% 3.8750% 3.7680% 3.6250% 3.1811% 3.0000% 3.0126% 2.7500%
2 Points 3.9367% 3.7500% 3.7581% 3.5000% 3.2021% 2.8750% 3.0999% 2.6250%

Conforming Loans $100,000 - $199,999

Closing costs equal approx. 1.6% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $150,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 4.1669% 4.1250% 3.9324% 3.8750% 3.3225% 3.2500% 3.2302% 3.1250%
1 Points 4.1256% 4.0000% 3.9227% 3.7500% 3.3434% 3.1250% 3.1913% 2.8750%
2 Points 4.0844% 3.8750% 3.9136% 3.6250% 3.3654% 3.0000% 3.2798% 2.7500%

Conforming Loans $50,000 - $99,999

Closing costs equal approx. 2.0% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $75,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 4.4603% 4.3750% 4.2414% 4.1250% 3.6466% 3.5000% 3.5871% 3.3750%
1 Points 4.4206% 4.2500% 4.2334% 4.0000% 3.6693% 3.3750% 3.5502% 3.1250%
2 Points 4.3810% 4.1250% 4.2260% 3.8750% 3.6931% 3.2500% 3.6409% 3.0000%

Conforming Loans Below $50,000

Closing costs equal approx. 2.5% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $35,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 4.6857% 4.5000% 4.5027% 4.2500% 3.9428% 3.6250% 3.9592% 3.5000%
1 Points 4.6475% 4.3750% 4.4966% 4.1250% 3.9679% 3.5000% 3.9252% 3.2500%
2 Points 4.6093% 4.2500% 4.4911% 4.0000% 3.9941% 3.3750% 4.0193% 3.1250%

Jumbo loans available for $417,000 and above. Balloon loans available with terms of 3 to 7 years. Home Equity Line-of-Credit loans available at competitive variable rates. Non-owner occupied financing available. Adjustable rate mortgages available. Contact a loan officer for more information and rates.

* Annual percentage rate


Additional Rates