Mortgage Rates |

Rates effective as of Jul 28, 2014.

Please Note: These rates are based on a zero cash-out, zero points, 80% loan-to-value ratio mortgage, for borrowers with excellent credit. Your rate may be different depending upon your credit score, loan-to-value ratio, points, and transaction type.

Closing costs equal approx. 1.3% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $300,000. 80% LTV. Owner occupied property.

Points | 30 Year Fixed | 20 Year Fixed | 15 Year Fixed | 10 Year Fixed | ||||

APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | |

0 Points | 4.2710% | 4.2500% | 3.9037% | 3.8750% | 3.2862% | 3.2500% | 3.1775% | 3.1250% |

1 Points | 4.2303% | 4.1250% | 3.8937% | 3.7500% | 3.3067% | 3.1250% | 3.1382% | 2.8750% |

2 Points | 4.1895% | 4.0000% | 3.8843% | 3.6250% | 3.2021% | 2.8750% | 3.2259% | 2.7500% |

Closing costs equal approx. 1.6% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $150,000. 80% LTV. Owner occupied property.

Points | 30 Year Fixed | 20 Year Fixed | 15 Year Fixed | 10 Year Fixed | ||||

APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | |

0 Points | 4.4175% | 4.3750% | 4.0577% | 4.0000% | 3.4478% | 3.3750% | 3.3554% | 3.2500% |

1 Points | 4.3775% | 4.2500% | 4.0486% | 3.8750% | 3.4692% | 3.2500% | 3.3171% | 3.0000% |

2 Points | 4.3375% | 4.1250% | 4.0400% | 3.7500% | 3.3654% | 3.0000% | 3.4060% | 2.8750% |

Closing costs equal approx. 2.0% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $75,000. 80% LTV. Owner occupied property.

Points | 30 Year Fixed | 20 Year Fixed | 15 Year Fixed | 10 Year Fixed | ||||

APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | |

0 Points | 4.7116% | 4.6250% | 4.3669% | 4.2500% | 3.7721% | 3.6250% | 3.7126% | 3.5000% |

1 Points | 4.6732% | 4.5000% | 4.3595% | 4.1250% | 3.7953% | 3.5000% | 3.6762% | 3.2500% |

2 Points | 4.6348% | 4.3750% | 4.3526% | 4.0000% | 3.6931% | 3.2500% | 3.7673% | 3.1250% |

Closing costs equal approx. 2.5% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $35,000. 80% LTV. Owner occupied property.

Points | 30 Year Fixed | 20 Year Fixed | 15 Year Fixed | 10 Year Fixed | ||||

APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | |

0 Points | 4.9385% | 4.7500% | 4.6289% | 4.3750% | 4.0689% | 3.7500% | 4.0852% | 3.6250% |

1 Points | 4.9016% | 4.6250% | 4.6234% | 4.2500% | 4.0945% | 3.6250% | 4.0517% | 3.3750% |

2 Points | 4.8647% | 4.5000% | 4.6185% | 4.1250% | 3.9941% | 3.3750% | 4.1464% | 3.2500% |

Jumbo loans available for $417,000 and above. Balloon loans available with terms of 3 to 7 years. Home Equity Line-of-Credit loans available at competitive variable rates. Non-owner occupied financing available. Adjustable rate mortgages available. Contact a loan officer for more information and rates.

^{*} Annual percentage rate