Mortgage Rates |

Rates effective as of Apr 18, 2014.

Please Note: These rates are based on a zero cash-out, zero points, 80% loan-to-value ratio mortgage, for borrowers with excellent credit. Your rate may be different depending upon your credit score, loan-to-value ratio, points, and transaction type.

Closing costs equal approx. 1.3% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $300,000. 80% LTV. Owner occupied property.

Points | 30 Year Fixed | 20 Year Fixed | 15 Year Fixed | 10 Year Fixed | ||||

APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | |

0 Points | 4.3538% | 4.3750% | 4.0961% | 4.1250% | 3.4636% | 3.5000% | 3.0725% | 3.1250% |

1 Points | 4.1446% | 4.2500% | 3.7314% | 3.8750% | 3.0686% | 3.2500% | 2.7375% | 3.0000% |

2 Points | 3.9362% | 4.1250% | 3.4920% | 3.7500% | 2.7986% | 3.1250% | 2.2781% | 2.7500% |

Closing costs equal approx. 1.6% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $150,000. 80% LTV. Owner occupied property.

Points | 30 Year Fixed | 20 Year Fixed | 15 Year Fixed | 10 Year Fixed | ||||

APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | |

0 Points | 4.4573% | 4.5000% | 4.1919% | 4.2500% | 3.5519% | 3.6250% | 3.1448% | 3.2500% |

1 Points | 4.2475% | 4.3750% | 3.8268% | 4.0000% | 3.1564% | 3.3750% | 2.8090% | 3.1250% |

2 Points | 4.0386% | 4.2500% | 3.5868% | 3.8750% | 2.8858% | 3.2500% | 2.3491% | 2.8750% |

Closing costs equal approx. 2.0% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $75,000. 80% LTV. Owner occupied property.

Points | 30 Year Fixed | 20 Year Fixed | 15 Year Fixed | 10 Year Fixed | ||||

APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | |

0 Points | 4.6632% | 4.7500% | 4.3825% | 4.5000% | 3.7275% | 3.8750% | 3.2883% | 3.5000% |

1 Points | 4.4523% | 4.6250% | 4.0165% | 4.2500% | 3.3311% | 3.6250% | 2.9511% | 3.3750% |

2 Points | 4.2422% | 4.5000% | 3.7754% | 4.1250% | 3.0593% | 3.5000% | 2.4900% | 3.1250% |

Closing costs equal approx. 2.5% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $35,000. 80% LTV. Owner occupied property.

Points | 30 Year Fixed | 20 Year Fixed | 15 Year Fixed | 10 Year Fixed | ||||

APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | |

0 Points | 4.6872% | 4.8750% | 4.3711% | 4.6250% | 3.6817% | 4.0000% | 3.1686% | 3.6250% |

1 Points | 4.4759% | 4.7500% | 4.0051% | 4.3750% | 3.2849% | 3.7500% | 2.8300% | 3.5000% |

2 Points | 4.2654% | 4.6250% | 3.7633% | 4.2500% | 3.0121% | 3.6250% | 2.3680% | 3.2500% |

Jumbo loans available for $417,000 and above. Balloon loans available with terms of 3 to 7 years. Home Equity Line-of-Credit loans available at competitive variable rates. Non-owner occupied financing available. Adjustable rate mortgages available. Contact a loan officer for more information and rates.

^{*} Annual percentage rate