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Savings/Certificate Rates
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Rates effective as of Jul 20, 2010.

Share and Draft Accounts

Share Account APY* Rate
Savings accounts including: Share, Special Share, Scottie Savers Club, Gateway, Christmas Club & Club Share Accounts 0.30% 0.30%
Classic & Gold Checking Accounts 0.15% 0.15%
eChecking & Gateway Checking Accounts 0.00% 0.00%
Escrow & Life Savings Accounts 0.00% 0.00%

Money Market / Investment

Tier APY* Rate
$2,500 to $4,999 0.40% 0.40%
$5,000 to $9,999 0.40% 0.40%
$10,000 to $24,999 0.50% 0.50%
$25,000 to $49,999 0.50% 0.50%
$50,000 to $99,999 0.60% 0.60%
$100,000 to $249,999 0.70% 0.70%
$250,000 and over 0.70% 0.70%

Standard Certificates

Minimum investment for a certificate is $500.00. The minimum investment for Scottie Saver or Gateway certificates is $100.00. Rates may change weekly as determined solely by the board of directors. These are rates and APY's* that were offered within the most recent seven calendar days. The APY* assumes funds will remain on deposit for a full year at the disclosed rate. Unless otherwise paid, dividends will be compounded and paid every quarter. You may apply dividends to a separate account quarterly, instead of compounding, however this will change your APY to equal your rate. On certificates of $25,000 and up you may apply dividends to a separate account monthly, instead of compounding, however this will change your APY* to equal your rate. (Monthly payouts not available on 3 month certificates.)

Maturity $500 to $24,999 $25,000 to $99,999 $100,000 to $249,999 $250,000 & Up
APY* Rate APY* Rate APY* Rate APY* Rate
3 Month 0.60% 0.60% 0.70% 0.70% 0.70% 0.70% 0.70% 0.70%
6 Month 0.85% 0.85% 0.95% 0.95% 0.95% 0.95% 0.95% 0.95%
12 Month 1.10% 1.10% 1.21% 1.20% 1.21% 1.20% 1.21% 1.20%
24 Month 1.56% 1.55% 1.66% 1.65% 1.66% 1.65% 1.66% 1.65%
36 Month 1.91% 1.90% 2.02% 2.00% 2.12% 2.10% 2.12% 2.10%
48 Month 2.12% 2.10% 2.22% 2.20% 2.32% 2.30% 2.32% 2.30%
60 Month 2.32% 2.30% 2.42% 2.40% 2.52% 2.50% 2.52% 2.50%

* Annual Percentage Yield

All accounts Federally Insured to at least $250,000 by NCUA. To obtain current rate information, phone 669-0177 or 800-428-8472. See your 'Important Account Information' brochure and 'Fee Schedule' for other disclosures, terms and conditions.

Additional Rates

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