SBA Loans


sba expresslender small

Heartland Credit Union is an SBA lender.

  • Longer terms (up to 25 years)
  • Extremely competitive interest rates
  • Lower down payments

Qualified small businesses can use SBA financing when they might not be eligible for business loans through our other lending programs.

SBA is an acronym for the US Small Business Administration.
This agency provides Heartland Credit Union, as an approved SBA lender, with guarantees on loans of up to 90 percent, thus giving our members more business lending flexibility through longer repayment terms and more flexible financing terms. SBA loans are ideal for small businesses that have limited working capital or that might not qualify for conventional commercial loans.

From a simple Express loan to the more flexible 7(a) and 504 programs, we can walk you through the process, making your expansion plans or business acquisition goals a reality.

Talk with us today about your specific needs.