Heartland Credit Union Mobile Banking


With the HCU Mobile App, you'll no longer be tied to a computer.  You can access your account balances, make transfers, pay bills online and so much more from anywhere, at anytime. Benefits Include:

    • Totally FREE
    • Easy login process: Four-digit PIN logins, fingerprint touch login, or use the same username and password as Online Banking
    • Online Billpay
    • All of your linked accounts are included
    • Check your balances and make transfers. Quick balance allows you to check your balance without loging in
    • Pay and advance your loans, including your HCU VISA
    • External Transfers
    • View current Heartland Credit Union rates
    • Locate Branches and HCU or Network ATM's
    • InstaCheck Mobile Check Deposit
    • Freeze! Credit and Debit card security

Haven't used our Mobile App in a while? We have added some new, exciting features to the app. You'll love the updates; check out the biggest ones below. 

    • Open an HCU share or checking account on the Mobile App
    • View eDocs and set up eAlerts
    • Set up Real Overdraft Protection
Heartland Credit Union mobile app for apple and android

Don't have the app? No problem, simply search for Heartland Credit Union and download the app or follow the links below. We offer both a mobile browser optimized website ( for any web ready mobile device, as well as, free apps which are available for iPhone, iPad, and Android devices. 

Apple StoreGoogle Play Store


HCU Connect Family of Services

Deposits in an Instant!

Deposit checks in an instant with Heartland Credit Union's InstaCheckTM Deposit service! With InstaCheck, you gain the flexibility and convenience of depositing a paper check into your HCU checking account wherever and whenever it is most convenient for you! It's fast, secure and free!

Click here for more information on Instacheck.

InstaCheck Mobile Banking app

Bill Pay HCU Mobile Banking App

Say Good-Bye to Stamps!

Wouldn't life be simpler without the hassles of writing out checks, buying extra stamps and stuffing envelopes, just to pay bills each month? Get connected with HCU Bill Pay.  It's fast, secure, and convenient!

Click here for more information on HCU Billpay.

Check Balances, Transfer Funds and More!

Manage your accounts, no matter where you are. Use HCU's app to check balances, transfer funds between accounts, view pending transactions and much, much more!

Transfer funds via the Heartland Credit Union Mobile App

Branch and ATM finder on the HCU Mobile App

Locate HCU Branches & ATMS

The Location Finder gives you the ability to quickly locate an HCU branch, HCU ATM, or one of nearly 30,000 surcharge-free COOP Network ATMS. Saving you time & money!

Additional Features:

  • Mobile Loan Applications - Apply for a loan right on your mobile device!
  • Pay and advance your loans, including your HCU VISA
  • Graph your spending patterns
  • View current Heartland Credit Union rates
  • Optional comments for transactions
  • Viewing pending ACH and debit card transactions and available balances
  • Secure messaging directly to our phone center - Quick answers to your questions
  • All of your linked accounts are included

Not an iOS or Android user? Check out our Mobile Website!

Need additional help? Visit your local HCU branch or contact our friendly Phone Center staff at 620.669.0177 or 800.428.8472.

HCU Connect Family of Services