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Express Business Line of Credit

Features
Details

A line of credit always available to you when you need it.

  • Line-of-credit (fixed term available)
  • Convenient
  • Ready reserve of capitol for your operations

It's great for smoothing out the monthly spikes in operating cash flow or for a major capital expenditure.

This is an extremely flexible loan, available either secured or unsecured, and in revolving or non-revolving varieties. You can even use your business or personal real estate as collateral for a larger line.

Loan advances are as simple as writing a check or transferring funds online. For flexibility and fast access to funds, this one is hard to beat.

Repayment terms vary. If used as a signature revolving line of credit, your repayment terms will be based on a 36 month payback. If real estate is used, repayment terms of 10 years or longer are available.

Advantages

  • Extremely flexible terms
  • Repayment terms start at 36 months
  • Advances can be made online, via check, or at any HCU teller
  • Secured or unsecured lines available
  • Can either be a revolving line of credit or a declining line of credit, depending upon your needs

Benefits

  • A line of credit provides you with the flexibility you need
  • Low fees save you money
  • Advances can be made anytime, anywhere
  • Competitive rates won't drain your capital

An Heartland Credit Union line of credit can be an important part of your business finances. Talk with one of our business professionals to tailor a loan for your needs.