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HCU VISA Credit Card Comparison:

Consumer Checking Account Compar

 

HCU VISA Features

Platinum Rewards (Haven & Newton VISA cards also)

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Non-tiered rates

 

X

Lowest tiered rates

x

 

28 day grace period (purchases)

X

X

No penalty rates

X

X

One-time $15 setup fee

 

 

No annual fees

X

X

1/2% back monthly on all purchases

X

 

10-day late payment grace period

X

X

Community cash back program

 

X

Local service and account integration

X

X

Rental Car Insurance

X

X

Platinum level VISA

X

 

$0 Fraud liability

X

X

$250,000 travel insurance

X

X

Accepted worldwide

X

X

Standard Features of all HCU VISA Credit Cards

  • Great local service. From payments to charge disputes, we handle it all
  • Competitive low rates save you money
  • Generous credit limits
  • 28 day grace period if there is no balance from the previous month on purchases (cash advances and balance transfers do not qualify for grace period)
  • Accepted worldwide for maximum convenience
  • $250,000 travel insurance
  • 4% repayment rate means your balance is paid off faster
  • Rental car insurance
  • Full 10 day late payment grace period (no late fees during grace period)
  • We use the most consumer friendly interest method for outstanding balances, the average daily balance method
  • Other credit card balances are easy to transfer to a HCU VISA