Enjoy life without stressing over a Rural Development Loan.
Focus on whatâ€™s important in life instead of a stressful mortgage. Â Let the HCU home loan experts handle your USDA Rural Development Loan.
The USDA Rural Development Loan provides affordable housing opportunities in rural areas through a government-guaranteed loan.
USDA RD Loans feature 100% financing with a 30-year fixed rate mortgage. No down payment is required and there is no maximum purchase price. Eligible property types include existing homes, new construction, modular homes, Planned Unit Developments (PUDâ€™s), eligible condominiums and new manufactured homes.
USDA RD Loans arenâ€™t limited to first-time homebuyers and may be the perfect choice for your new home in a rural area.