Add-on Certificate from Heartland Credit Union

151An Add-on Certificate is the perfect solution to help save for your next car, a down payment on a home, or to simply start a nest egg for the future. 

Instead of tying up a lump sum when you open your 30-month Add-on Certificate, you can add money to the account anytime you want, for any amount you want. You can even set up your deposits through payroll direct deposit or an automatic transfer from an existing account. Of course, you can always come into a local branch and make a deposit.*

Call 620.669.0177 or stop by your nearest branch to open your certificate.

Start building your nest egg today!


*Limited time offer. Membership required. Fixed *Annual Percentage Yield (APY), $500 minimum investment, $100 for youth accounts, or $50/month automatic deposit on 30-month certificate. Add on anytime during the entire term. $500 minimum add-on in person or over the phone, $100 youth. No minimum for add-ons done via online banking, payroll direct deposit or automatic transfer from existing accounts. Maturity date will not advance. Non-youth accounts must have HCU checking with payroll direct deposit. 1.51% APY assumes member has HCU checking account with payroll direct deposit; 1.26% APY without these items. Penalty for early withdrawal. Rates accurate as of 9/1/2016.