We're here for you when you're ready.
When you're ready for a Line of Credit, our experts will be with you every step of the way.
Our Home Equity Express LOC can provide you with cash at a lower rate than most credit cards or other types of loans.
Our Home Equity Express LOC features:
- A revolving line of credit you can access at any time
- A low, variable interest rate
- Access to your line of credit via checks, online banking advances, or branch tellers
- Credit limits up to 90% of the value of your home minus the outstanding mortgage balance
- Low closing costs
- Low Annual maintenance fee of $20
- Faster repayment rates with a minimum monthly payment of 1.5% of the outstanding balance or $100, whichever is greater
- A mortgage will be filed for the amount of your credit limit
- Only single family, owner-occupied properties are eligible