Home Equity Express LOC Loan from HCU


We're here for you when you're ready.

When you're ready for a Line of Credit, our experts will be with you every step of the way.

Our Home Equity Express LOC can provide you with cash at a lower rate than most credit cards or other types of loans.  
Our Home Equity Express LOC features:

  • A revolving line of credit you can access at any time
  • A low, variable interest rate
  • Access to your line of credit via checks, online banking advances, or branch tellers
  • Credit limits up to 90% of the value of your home minus the outstanding mortgage balance
  • Low closing costs

Apply online today or contact one of our home loan experts.

  • Low Annual maintenance fee of $20
  • Faster repayment rates with a minimum monthly payment of 1.5% of the outstanding balance or $100, whichever is greater
  • A mortgage will be filed for the amount of your credit limit
  • Only single family, owner-occupied properties are eligible

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