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Show your HCC Blue Dragon pride and support Blue Dragon Athletics with every purchase.

Good for HCC
With every purchase you make using your Blue Dragon Platinum VISA, 1/2% will benefit HCC Athletics via the Hutchinson Quarterback Club.

Good for you
Receive 1/2% cash back monthly on every purchase.  The cash is posted to your HCU primary savings account each month.  There is no waiting until the end of the year.  Money you can use, when you need it.

Lower fees and more generous terms
Why? Because we hate "gotchas" and wanted a card we would be proud to recommend to our relatives and friends. A card we are happy to recommend to our members. Compare it with any other card out there. Read the fine print. You'll find ours is better.

Local service
We own, operate, and service our VISA card program. We've been a member of VISA USA for over 25 years. No call centers in foreign countries. If you have an issue, you can speak with someone who cares, and can make a difference. Face to face if you like. Almost all of our competitors, both banks and credit unions, outsource their card programs to big regional companies. We wanted better for our members.

Apply Now

 Compare

Compare our VISA Credit Cards

Traveling with an HCU VISA card? Please contact us FIRST

 

 

Extras

  • Overlimit protection
  • Automatic payment
  • Credit life and disability insurance

Goes well with...

  • Online & Mobile Banking
  • eStatements
  • 1/2% goes to help fund HCC Blue Dragon Athletics
  • 1/2% back every month to the member on every purchase
  • $0 VISA fraud liability for members (details)
  • Tiered interest rate; more qualified borrowers receive better rates
  • Consumer use only; not intended for businesses
  • Generous credit limits
  • Accepted worldwide for maximum convenience
  • $250,000 travel insurance
  • 4% repayment rate means your balance is paid off faster
  • Rental car insurance
  • Full 10 day late payment grace period (no late fees during grace period)
  • We use the most consumer friendly interest method for outstanding balances, the average daily balance method
  • Other credit card balances are easy to transfer to a Heartland Credit Union VISA

Payment Options:

  • Payments can be made via mail, in person, via phone, online, or by using HCU Telephone Banking
  • Payments can be made automatically through HCU auto-transfer or payroll deduction (if your employer participates)
  • Your paycheck can even be electronically deposited into your HCU account through direct deposit if your employer participates in this program

Features
Details

"It's good for you, it's good for me. It's good for our community, get the Hutch Card"
Now Featuring Automatic Cash Back!

The Hutch Card VISA from Heartland Credit Union is like no other credit card around. A portion of every dollar you spend with the Hutch Card is returned directly to fund improvements for Hutchinson parks and/or The Hutchinson Zoo.

Update 6-15; Over $401,000 raised!

Lower fees and more generous terms
Why? Because we hate "gotchas" and wanted a card we would be proud to recommend to our relatives and friends. A card we are happy to recommend to our members. Compare it with any other card out there. Read the fine print. You'll find ours is better.

Local service
We own, operate, and service our VISA card program. We've been a member of VISA USA for over 25 years. No call centers in foreign countries. If you have an issue, you can speak with someone who cares, and can make a difference. Face to face if you like. Almost all of our competitors, both banks and credit unions, outsource their card programs to big regional companies. We wanted better for our members.

Apply Now

 Compare

Compare our VISA Credit Cards

Traveling with an HCU VISA card? Please contact us FIRST

 

 

Extras

  • Overlimit protection
  • Automatic payment
  • Credit life and disability insurance

Goes well with...

  • Online & Mobile Banking
  • eStatements
  • .25% cash back every month
  • Low 12.9% interest rate saves you money
  • $0 VISA fraud liability for members (details)
  • No annual fee
  • Generous credit limits
  • 28 day grace period if there is no balance from the previous month on purchases (cash advances and balance transfers do not qualify for grace period)
  • Accepted worldwide for maximum convenience
  • $250,000 travel insurance
  • 4% repayment rate means your balance is paid off faster
  • Rental car insurance
  • Full 10 day late payment grace period (no late fees during grace period)
  • We use the most consumer friendly interest method for outstanding balances, the average daily balance method
  • Other credit card balances are easy to transfer to a HCU VISA

Payment Options:

  • Payments can be made via mail, in person, via phone, online, or by using HCU Telephone Banking
  • Payments can be made automatically through Heartland Credit Union auto-transfer or payroll deduction (if your employer participates)
  • Your paycheck can even be electronically deposited into your Heartland Credit Union account through direct deposit if your employer participates in this program

Features
Details

A low interest rate, based on your credit rating. No gimmicks, just the best everyday rates in the industry. Rates start at just 7.9% for borrowers with good credit.

Choices
You can choose from 12 different card designs for your HCU Platinum Cash Back VISA.  We have designs from the fun and futuristic to traditional and patriotic. 

Lower fees and more generous terms
Why? Because we hate "gotchas" and wanted a card we would be proud to recommend to our relatives and friends. A card we are happy to recommend to our members. Compare it with any other card out there. Read the fine print. You'll find ours is better.

Local service
We own, operate, and service our VISA card program. We've been a member of VISA USA for over 25 years. No call centers in foreign countries. If you have an issue, you can speak with someone who cares, and can make a difference. Face to face if you like. Almost all of our competitors, both banks and credit unions, outsource their card programs to big regional companies. We wanted better for our members.

Apply Now

 Compare

Compare our VISA Credit Cards

Traveling with an HCU VISA card? Please contact us FIRST

 

 

Extras

  • Overlimit protection
  • Automatic payment
  • Credit life and disability insurance

Goes well with...

  • Online & Mobile Banking
  • eStatements
  • 1/2% money-back on purchases, credited to your account each month
  • Choose from 14 different card designs from the HCU library
  • $0 VISA fraud liability for members (details)
  • Low interest rate saves you money
  • Tiered interest rate; more qualified borrowers receive better rates
  • Consumer use only; not intended for businesses
  • Generous credit limits
  • 28 day grace period if there is no balance from the previous month on purchases (cash advances and balance transfers do not qualify for grace period)
  • Accepted worldwide for maximum convenience
  • $250,000 travel insurance
  • 4% repayment rate means your balance is paid off faster
  • Rental car insurance
  • Full 10 day late payment grace period (no late fees during grace period)
  • We use the most consumer friendly interest method for outstanding balances, the average daily balance method
  • Other credit card balances are easy to transfer to a HCU VISA

Payment Options:

  • Payments can be made via mail, in person, via phone, online, or by using HCU Telephone Banking
  • Payments can be made automatically through HCU auto-transfer or payroll deduction (if your employer participates)
  • Your paycheck can even be electronically deposited into your HCU account through direct deposit if your employer participates in this program

Features
Details

You asked for a card with a low APR and HCU has delivered.

Great Rate
Our Express VISA has tiered rates starting at just 5.90% APR, our lowest rate ever.  This card is perfect for members that carry a balance and want the lowest APR they can get to help keep their payments low.

Choices
You can choose from 12 different card designs for your HCU Express VISA.  We have designs from the fun and futuristic to traditional and patriotic. 

Lower fees and more generous terms
Why? Because we hate "gotchas" and wanted a card we would be proud to recommend to our relatives and friends. A card we are happy to recommend to our members. Compare it with any other card out there. Read the fine print. You'll find ours is better.

Local service
We own, operate, and service our VISA card program. We've been a member of VISA USA for over 25 years. No call centers in foreign countries. If you have an issue, you can speak with someone who cares, and can make a difference. Face to face if you like. Almost all of our competitors, both banks and credit unions, outsource their card programs to big regional companies. We wanted better for our members.

Apply Now

 Compare

Compare our VISA Credit Cards

Traveling with an HCU VISA card? Please contact us FIRST

 

 

Extras

  • Overlimit protection
  • Automatic payment
  • Credit life and disability insurance

Goes well with...

  • Online & Mobile Banking
  • eStatements
  • Rates starting at 5.9% APR, our lowest rate ever
  • No cash advance fees
  • Choose from 14 different card designs from the HCU library
  • $0 VISA fraud liability for members (details)
  • Tiered interest rate; more qualified borrowers receive better rates
  • Consumer use only; not intended for businesses
  • Generous credit limits
  • No grace period on purchases
  • Accepted worldwide for maximum convenience
  • $250,000 travel insurance
  • 4% repayment rate means your balance is paid off faster
  • Rental car insurance
  • Full 10 day late payment grace period (no late fees during grace period)
  • We use the most consumer friendly interest method for outstanding balances, the average daily balance method
  • Other credit card balances are easy to transfer to a Heartland Credit Union VISA

Payment Options:

  • Payments can be made via mail, in person, via phone, online, or by using HCU Telephone Banking
  • Payments can be made automatically through HCU auto-transfer or payroll deduction (if your employer participates)
  • Your paycheck can even be electronically deposited into your HCU account through direct deposit if your employer participates in this program

Features
Details

Awards

Use your awards points to take the trip you've always wanted, buy that pair of shoes you've been looking at, or just get cash back. The choice is yours. You even get double Awards points on gas and grocery purchases.*

Introductory Bonus
Earn up to 1,000 points per month for the first 3 months when you spend $1,000 per month on your card.

Credit Card Designs
You can choose from 12 different card designs for your HCU Diamond Awards VISA.  We have designs from the fun and futuristic to traditional and patriotic. 

Lower fees and more generous terms
Why? Because we hate "gotchas" and wanted a card we would be proud to recommend to our relatives and friends. A card we are happy to recommend to our members. Compare it with any other card out there. Read the fine print. You'll find ours is better.

Local service
We own, operate, and service our VISA card program. We've been a member of VISA USA for over 25 years. No call centers in foreign countries. If you have an issue, you can speak with someone who cares, and can make a difference. Face to face if you like. Almost all of our competitors, both banks and credit unions, outsource their card programs to big regional companies. We wanted better for our members.

Apply Now

 Compare

Compare our VISA Credit Cards

Traveling with an HCU VISA card? Please contact us FIRST

 

 


*Double Awards points up to $500 in gas and grocery purchases per month.

Extras

  • Overlimit protection
  • Automatic payment
  • Credit life and disability insurance

Goes well with...

  • Online & Mobile Banking
  • eStatements
  • Earn points toward travel, gift cards, or cash back
  • Rates starting at 11.90% APR
  • Choose from 14 different card designs from the HCU library
  • $0 VISA fraud liability for members (details)
  • Tiered interest rate; more qualified borrowers receive better rates
  • Consumer use only; not intended for businesses
  • Generous credit limits
  • 28 day grace period if there is no balance from the previous month on purchases (cash advances and balance transfers do not qualify for grace period)
  • Accepted worldwide for maximum convenience
  • $250,000 travel insurance
  • 4% repayment rate means your balance is paid off faster
  • Rental car insurance
  • Full 10 day late payment grace period (no late fees during grace period)
  • We use the most consumer friendly interest method for outstanding balances, the average daily balance method
  • Other credit card balances are easy to transfer to a HCU VISA

For redemption options and required points, visit our Awards program portal

Payment Options:

  • Payments can be made via mail, in person, via phone, online, or by using Heartland Credit Union Telephone Banking
  • Payments can be made automatically through HCU auto-transfer or payroll deduction (if your employer participates)
  • Your paycheck can even be electronically deposited into your HCU account through direct deposit if your employer participates in this program