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Mortgage Rates

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Rates effective as of May 22, 2018.

Please Note: These rates are based on a zero cash-out, zero points, 80% loan-to-value ratio mortgage, for borrowers with excellent credit. Your rate may be different depending upon your credit score, loan-to-value ratio, points, and transaction type.

Find my actual rate.

Conforming Loans $200,000 - $417,000

Closing costs equal approx. 1.3% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $300,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 4.6465% 4.6250% 4.4042% 4.3750% 4.0370% 4.0000% 3.8031% 3.7500%
1 Points 4.4818% 4.3750% 4.2707% 4.1250% 3.8092% 3.6250% 3.7662% 3.5000%
2 Points 4.4423% 4.2500% 4.2630% 4.0000% 3.8328% 3.5000% 3.7303% 3.2500%

Conforming Loans $100,000 - $199,999

Closing costs equal approx. 1.6% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $150,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 4.7934% 4.7500% 4.5588% 4.5000% 4.1993% 4.1250% 3.9816% 3.8750%
1 Points 4.6294% 4.5000% 4.4260% 4.2500% 3.9722% 3.7500% 3.9457% 3.6250%
2 Points 4.5907% 4.3750% 4.4192% 4.1250% 3.9967% 3.6250% 3.9108% 3.3750%

Conforming Loans $50,000 - $99,999

Closing costs equal approx. 2.0% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $75,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 5.0885% 5.0000% 4.8692% 4.7500% 4.5252% 4.3750% 4.3400% 4.1250%
1 Points 4.9258% 4.7500% 4.7379% 4.5000% 4.2995% 4.0000% 4.3061% 3.8750%
2 Points 4.8887% 4.6250% 4.7327% 4.3750% 4.3259% 3.8750% 4.2733% 3.6250%

Conforming Loans Below $50,000

Closing costs equal approx. 2.5% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $35,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 5.3178% 5.1250% 5.1338% 4.8750% 4.9519% 4.6250% 4.8416% 4.3750%
1 Points 5.1557% 4.8750% 5.0038% 4.6250% 4.7278% 4.2500% 4.8111% 4.1250%
2 Points 5.1202% 4.7500% 5.0007% 4.5000% 4.7573% 4.1250% 4.7818% 3.8750%

Jumbo loans available for $417,000 and above. Balloon loans available with terms of 3 to 7 years. Home Equity Line-of-Credit loans available at competitive variable rates. Non-owner occupied financing available. Adjustable rate mortgages available. Contact a loan officer for more information and rates.

* Annual percentage rate


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