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Mortgage Rates

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Rates effective as of May 18, 2016.

Please Note: These rates are based on a zero cash-out, zero points, 80% loan-to-value ratio mortgage, for borrowers with excellent credit. Your rate may be different depending upon your credit score, loan-to-value ratio, points, and transaction type.

Find my actual rate.

Conforming Loans $200,000 - $417,000

Closing costs equal approx. 1.3% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $300,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 3.5201% 3.5000% 3.2780% 3.2500% 2.6606% 2.6250% 2.6770% 2.6250%
1 Points 3.3500% 3.2500% 3.2654% 3.1250% 2.6786% 2.5000% 2.7614% 2.5000%
2 Points 3.3051% 3.1250% 3.3795% 3.1250% 2.8238% 2.5000% 2.8477% 2.3750%

Conforming Loans $100,000 - $199,999

Closing costs equal approx. 1.6% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $150,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 3.6657% 3.6250% 3.4314% 3.3750% 2.8216% 2.7500% 2.8545% 2.7500%
1 Points 3.4961% 3.3750% 3.4195% 3.2500% 2.8404% 2.6250% 2.9399% 2.6250%
2 Points 3.4519% 3.2500% 3.5346% 3.2500% 2.9866% 2.6250% 3.0274% 2.5000%

Conforming Loans $50,000 - $99,999

Closing costs equal approx. 2.0% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $75,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 3.9578% 3.8750% 3.7392% 3.6250% 3.1446% 3.0000% 3.2106% 3.0000%
1 Points 3.7895% 3.6250% 3.7290% 3.5000% 3.1652% 2.8750% 3.2983% 2.8750%
2 Points 3.7468% 3.5000% 3.8460% 3.5000% 3.3135% 2.8750% 3.3880% 2.7500%

Conforming Loans Below $50,000

Closing costs equal approx. 2.5% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $35,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 4.1803% 4.0000% 3.9979% 3.7500% 3.5645% 3.2500% 3.7071% 3.2500%
1 Points 4.0126% 3.7500% 3.9896% 3.6250% 3.5880% 3.1250% 3.7986% 3.1250%
2 Points 3.9713% 3.6250% 4.1092% 3.6250% 3.7398% 3.1250% 3.8923% 3.0000%

Jumbo loans available for $417,000 and above. Balloon loans available with terms of 3 to 7 years. Home Equity Line-of-Credit loans available at competitive variable rates. Non-owner occupied financing available. Adjustable rate mortgages available. Contact a loan officer for more information and rates.

* Annual percentage rate


Additional Rates