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Mortgage Rates

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Rates effective as of Feb 27, 2015.

Please Note: These rates are based on a zero cash-out, zero points, 80% loan-to-value ratio mortgage, for borrowers with excellent credit. Your rate may be different depending upon your credit score, loan-to-value ratio, points, and transaction type.

Find my actual rate.

Conforming Loans $200,000 - $417,000

Closing costs equal approx. 1.3% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $300,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 3.6453% 3.6250% 3.5283% 3.5000% 2.9108% 2.8750% 2.8022% 2.7500%
1 Points 3.7272% 3.6250% 3.5167% 3.3750% 2.8042% 2.6250% 2.8870% 2.6250%
2 Points 3.5577% 3.3750% 3.5057% 3.2500% 2.8238% 2.5000% 2.9738% 2.5000%

Conforming Loans $100,000 - $199,999

Closing costs equal approx. 1.6% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $150,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 3.7910% 3.7500% 3.6819% 3.6250% 3.0720% 3.0000% 2.9797% 2.8750%
1 Points 3.8738% 3.7500% 3.6711% 3.5000% 2.9662% 2.7500% 3.0656% 2.7500%
2 Points 3.7049% 3.5000% 3.6609% 3.3750% 2.9866% 2.6250% 3.1536% 2.6250%

Conforming Loans $50,000 - $99,999

Closing costs equal approx. 2.0% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $75,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 4.0834% 4.0000% 3.9903% 3.8750% 3.3956% 3.2500% 3.3361% 3.1250%
1 Points 4.1681% 4.0000% 3.9812% 3.7500% 3.2912% 3.0000% 3.4242% 3.0000%
2 Points 4.0004% 3.7500% 3.9726% 3.6250% 3.3135% 2.8750% 3.5144% 2.8750%

Conforming Loans Below $50,000

Closing costs equal approx. 2.5% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $35,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 4.3067% 4.1250% 4.2503% 4.0000% 3.8167% 3.5000% 3.8331% 3.3750%
1 Points 4.3935% 4.1250% 4.2431% 3.8750% 3.7146% 3.2500% 3.9252% 3.2500%
2 Points 4.2264% 3.8750% 4.2365% 3.7500% 3.7398% 3.1250% 4.0193% 3.1250%

Jumbo loans available for $417,000 and above. Balloon loans available with terms of 3 to 7 years. Home Equity Line-of-Credit loans available at competitive variable rates. Non-owner occupied financing available. Adjustable rate mortgages available. Contact a loan officer for more information and rates.

* Annual percentage rate


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