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Mortgage Rates

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Rates effective as of Jun 28, 2016.

Please Note: These rates are based on a zero cash-out, zero points, 80% loan-to-value ratio mortgage, for borrowers with excellent credit. Your rate may be different depending upon your credit score, loan-to-value ratio, points, and transaction type.

Find my actual rate.

Conforming Loans $200,000 - $417,000

Closing costs equal approx. 1.3% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $300,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 3.2699% 3.2500% 3.1529% 3.1250% 2.5355% 2.5000% 2.5519% 2.5000%
1 Points 3.2243% 3.1250% 3.1397% 3.0000% 2.6786% 2.5000% 2.7614% 2.5000%
2 Points 3.1788% 3.0000% 3.2533% 3.0000% 2.6977% 2.3750% 2.8477% 2.3750%

Conforming Loans $100,000 - $199,999

Closing costs equal approx. 1.6% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $150,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 3.4151% 3.3750% 3.3061% 3.2500% 2.6963% 2.6250% 2.7292% 2.6250%
1 Points 3.3703% 3.2500% 3.2937% 3.1250% 2.8404% 2.6250% 2.9399% 2.6250%
2 Points 3.3255% 3.1250% 3.4083% 3.1250% 2.8604% 2.5000% 3.0274% 2.5000%

Conforming Loans $50,000 - $99,999

Closing costs equal approx. 2.0% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $75,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 3.7066% 3.6250% 3.6137% 3.5000% 3.0191% 2.8750% 3.0852% 2.8750%
1 Points 3.6633% 3.5000% 3.6029% 3.3750% 3.1652% 2.8750% 3.2983% 2.8750%
2 Points 3.6200% 3.3750% 3.7194% 3.3750% 3.1870% 2.7500% 3.3880% 2.7500%

Conforming Loans Below $50,000

Closing costs equal approx. 2.5% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $35,000. 80% LTV. Owner occupied property.

Points 30 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed
APR* Rate APR* Rate APR* Rate APR* Rate
0 Points 3.9277% 3.7500% 3.8718% 3.6250% 3.4384% 3.1250% 3.5810% 3.1250%
1 Points 3.8857% 3.6250% 3.8629% 3.5000% 3.5880% 3.1250% 3.7986% 3.1250%
2 Points 3.8438% 3.5000% 3.9819% 3.5000% 3.6127% 3.0000% 3.8923% 3.0000%

Jumbo loans available for $417,000 and above. Balloon loans available with terms of 3 to 7 years. Home Equity Line-of-Credit loans available at competitive variable rates. Non-owner occupied financing available. Adjustable rate mortgages available. Contact a loan officer for more information and rates.

* Annual percentage rate


Additional Rates