## Mortgage Rates |

Rates effective as of May 22, 2018.

Please Note: These rates are based on a zero cash-out, zero points, 80% loan-to-value ratio mortgage, for borrowers with excellent credit. Your rate may be different depending upon your credit score, loan-to-value ratio, points, and transaction type.

Closing costs equal approx. 1.3% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $300,000. 80% LTV. Owner occupied property.

Points | 30 Year Fixed | 20 Year Fixed | 15 Year Fixed | 10 Year Fixed | ||||

APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | |

0 Points | 4.6465% | 4.6250% | 4.4042% | 4.3750% | 4.0370% | 4.0000% | 3.8031% | 3.7500% |

1 Points | 4.4818% | 4.3750% | 4.2707% | 4.1250% | 3.8092% | 3.6250% | 3.7662% | 3.5000% |

2 Points | 4.4423% | 4.2500% | 4.2630% | 4.0000% | 3.8328% | 3.5000% | 3.7303% | 3.2500% |

Closing costs equal approx. 1.6% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $150,000. 80% LTV. Owner occupied property.

Points | 30 Year Fixed | 20 Year Fixed | 15 Year Fixed | 10 Year Fixed | ||||

APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | |

0 Points | 4.7934% | 4.7500% | 4.5588% | 4.5000% | 4.1993% | 4.1250% | 3.9816% | 3.8750% |

1 Points | 4.6294% | 4.5000% | 4.4260% | 4.2500% | 3.9722% | 3.7500% | 3.9457% | 3.6250% |

2 Points | 4.5907% | 4.3750% | 4.4192% | 4.1250% | 3.9967% | 3.6250% | 3.9108% | 3.3750% |

Closing costs equal approx. 2.0% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $75,000. 80% LTV. Owner occupied property.

Points | 30 Year Fixed | 20 Year Fixed | 15 Year Fixed | 10 Year Fixed | ||||

APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | |

0 Points | 5.0885% | 5.0000% | 4.8692% | 4.7500% | 4.5252% | 4.3750% | 4.3400% | 4.1250% |

1 Points | 4.9258% | 4.7500% | 4.7379% | 4.5000% | 4.2995% | 4.0000% | 4.3061% | 3.8750% |

2 Points | 4.8887% | 4.6250% | 4.7327% | 4.3750% | 4.3259% | 3.8750% | 4.2733% | 3.6250% |

Closing costs equal approx. 2.5% on loan amount, of which $750.00 affect APR (not including points). Loan amount assumed to be $35,000. 80% LTV. Owner occupied property.

Points | 30 Year Fixed | 20 Year Fixed | 15 Year Fixed | 10 Year Fixed | ||||

APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | APR^{*} |
Rate | |

0 Points | 5.3178% | 5.1250% | 5.1338% | 4.8750% | 4.9519% | 4.6250% | 4.8416% | 4.3750% |

1 Points | 5.1557% | 4.8750% | 5.0038% | 4.6250% | 4.7278% | 4.2500% | 4.8111% | 4.1250% |

2 Points | 5.1202% | 4.7500% | 5.0007% | 4.5000% | 4.7573% | 4.1250% | 4.7818% | 3.8750% |

Jumbo loans available for $417,000 and above. Balloon loans available with terms of 3 to 7 years. Home Equity Line-of-Credit loans available at competitive variable rates. Non-owner occupied financing available. Adjustable rate mortgages available. Contact a loan officer for more information and rates.

^{*} Annual percentage rate