Heartland VISA Credit Cards

Whether you're looking for great rewards, to support a worthy cause, or simply to get the lowest rate possible, HCU offers a card that's sure to meet your needs. HCU VISA credit cards are completely integrated with all your other HCU accounts and backed with top quality service by local experts who care. Step up to an HCU VISA credit card and experience the difference.

Orange-DotDiamond Awards   Orange-DotPlatinum Cash Back   Orange-DotExpress   Orange-DotHutch-Card   Orange-DotBlue Dragon Platinum

   Quick Comparison Tool: Choose the cards you'd like to compare:

   Diamond Awards VISA  Platinum Cash Back VISA  Express VISA  Hutch-Card VISA  Blue Dragon Platinum VISA
  DiamondCard PlatinumCard ExpressCard Hutch-Card Blue-Dragon
  Competitive rates. Points based for travel, gift certificates, or cash back. 1/2% back monthly on purchases, and a super low rate Lowest possible around, no rewards, no grace period Financially supports Hutchinson area Parks and The Zoo Financially supports Hutchinson Community College athletics 
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Cash back monthly  N/a  .5%  N/a  .25%  .5%
1%, with 2% gas/
groceries, & travel redemption bonus
 Yes!  N/a  N/a  N/a  N/a
APR -purchases
Tier 1
 11.9%  7.9%  5.9%  12.9%  12.9%
APR -cash
advance Tier 1
 13.9%  9.9%  5.9%  14.9%  14.9%
Cash advance
 3%, min. $2  3%, min. $2  No!  3%, min. $2  3%, min. $2
Card Images
 14+  14+  14+  1  1
grace period
 Yes!  Yes!  No!  Yes!  Yes!
Special Offers Bonus 1,000 points/ mo. the first 3 mos. when you spend $1,000/mo.  N/a N/a N/a N/a
   Apply Now  Apply Now  Apply Now  Apply Now  Apply Now


ALL HCU VISA consumer credit cards feature:
  • Great LOCAL service
  • Cards instantly issued at any HCU branch
  • No annual fees and no setup fees
  • $0 fraud liability
  • Free $250,000 travel insurance
  • Free rental car insurance
  • Accepted worldwide
  • 10-day late payment grace period
  • Tiered rates based on credit worthiness