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Heartland Credit Union Visa Credit Cards

Whether you're looking for great rewards, to support a worthy cause, cash back with every purchase, or simply to get the lowest rate possible, HCU offers a Visa card that's sure to meet your needs. Heartland Credit Union Visa credit cards are completely integrated with all your other HCU accounts and backed with top quality service by local experts who care. Step up to an HCU VISA credit card and experience the difference today!

Orange-DotDiamond Awards   Orange-DotPlatinum Cash Back   Orange-DotExpress   Orange-DotHutch-Card   Orange-DotBlue Dragon Platinum

   Quick Comparison Tool: Choose the cards you'd like to compare:

 Diamond Awards VISA  Platinum Cash Back VISA  Express VISA  Hutch-Card VISA  Blue Dragon Platinum VISA
  Diamond Awards Visa Credit Card Platinum Visa Credit Card HCU Express Visa Credit Card HCU Visa Hutch-Card Credit Card HCU Blue-Dragon Visa Credit Card supports HCC
  Competitive rates. Points based for travel, gift certificates, or cash back. 1/2% back monthly on purchases, and a super low rate Lowest possible rate around, no rewards, no grace period Financially supports Hutchinson area Parks and The Zoo Financially supports Hutchinson Community College athletics 
  Learn More Learn More Learn More Learn More  Learn More
Cash back monthly  N/a  .5%  N/a  .25%  .5%
1%, with 2% gas/
groceries, & travel redemption bonus
 Yes!  N/a  N/a  N/a  N/a
APR -purchases
Tier 1
 11.9%  7.9%  5.9%  12.9%  12.9%
APR -cash
advance Tier 1
 13.9%  9.9%  5.9%  14.9%  14.9%
Cash advance
fees
 3%, min. $2  3%, min. $2  No!  3%, min. $2  3%, min. $2
Available
Card Images
 14+  14+  14+  1  1
28-day
grace period
(purchases)
 Yes!  Yes!  No!  Yes!  Yes!
Special Offers Bonus 1,000 points/ mo. the first 3 mos. when you spend $1,000/mo.  N/a N/a N/a N/a
 Apply Now  Apply Now  Apply Now  Apply Now  Apply Now

 

ALL HCU VISA credit cards feature:
 
  • Great LOCAL service
  • Cards instantly issued at any HCU branch
  • No annual fees and no setup fees
  • $0 fraud liability
  • Free $250,000 travel insurance
 
  • Free rental car insurance
  • Accepted worldwide
  • 10-day late payment grace period
  • Tiered rates based on credit worthiness
 Appy today for the HCU Visa Credit Card that's perfect for you!