HCU Stepping Stone Checking


If you're looking to rebuild your credit this could be the perfect checking account for you. Account not available online; you must visit one of our Heartland Credit Union branches to open a Stepping Stone checking.

  • First box of checks is Free
  • Unlimited free transactions at HCU and Coop ATMS (2 free Foreign ATM transactions per month)
  • No-fee VISA debit card
  • Direct Deposit & Payroll Deduction available
  • Free eStatements with e-mail notification
  • Free online check copies and statement copies
  • Free Online and Mobile Banking

  • VISA Debit Card
  • 50+ Rewards Package
  • HCU Bill Pay
  • Reorder Checks

Goes well with...

  • Instacheck mobile check deposit
  • Direct Deposit
  • Online & Mobile Banking
  • eStatements
  • $12 monthly service charge. No minimum balance.
    • $3 rebate available with eStatements making monthly fee only $9)
  • No dividends paid.
  • Real-time balances, all the time
  • Can write 10 free checks per month. $1 fee per check cleared after that.
  • Records of your canceled checks are securely stored by the credit union, freeing you from filing and storage.
  • Free Checks for those age 50+
  • Annual eligibility review available for additional HCU Checking account options
  • Credit Counseling available
  • Unlimited Free Bill Pay (must be 18)