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Investment Shares Heartland Credit Union

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Earn up toAn HCU Investment Share allows you to earn higher rates on your savings, but still gives you access to your money when you need it. Our tiered rates reward you for larger balances and you can make up to 6 free withdrawals each month, giving you instant access to your money.

There’s no time commitment, no early withdrawal penalty, plus your funds are insured up to $250,000. Get started today with a minimum deposit of just $2,500 and start making the most of your money.

To get started, stop in a branch, call us at 800.428.8472 or open your Investment Share in HCU Online Banking.

^Based on the national average of bank money market rates of .12%APY with $100,000 in deposits. Rates current as of 6/5/17. Source: FDIC. 

*Annual Percentage Yield based on balance.  Tiers range from $2,500 - $250,000.  APY from .20%-.40%.  Minimum balance of $2,500 to earn dividends.

  • A minimum balance of $2,500 is required to earn the variable dividend
  • Rates are based on the 26 week Treasury-bill rate
  • Accounts are tiered so you earn a higher dividend on larger balances
    • $2500 - $9999
    • $10,000 -$24,999
    • $25,000 - $99,999
    • $100,000+
  • No time commitment means funds are available to you at any time
  • Rates are subject to change daily
  • Up to 6 transfers per month