Heartland Credit Union 2.99% Auto Loan


It’s the perfect time to buy your next auto!

With rates as low as 2.99% APR* and our friendly and knowledgeable staff, getting an auto loan at Heartland Credit Union is a breeze.

It only takes minutes to apply online and get instant approval. Apply Now 

You can even search for your next auto through our AutoSMART network.

Call the HCU Phone Center at 800.428.8472 if you have any questions for our experts.





*Limited time offer. Membership required.  Subject to credit approval. Fixed *Annual Percentage Rate assumes: a new HCU consumer loan for a 2007 or newer vehicle with less than 150,000 miles, Tier 1 credit, HCU checking with direct deposit, debt to income ratio, including new loan, below 43%.  72 monthly payments of $15.19 per $1,000 borrowed. Minimum loan amount $5,000.


Up to 10% discount. Exclusive Member Savings On Car Insurance. Get A Quote