Documents/Policies/Disclosures

A listing of relevant documents, policies and disclosures, many in PDF format

Documents

• HCU New Membership Application (PDF)
• Understanding the Check 21 act (PDF)
• VISA Credit Card Application & Solicitation Disclosure - Platinum (PDF)
• VISA Credit Card Application & Solicitation Disclosure - Classic & Hutch-Card (PDF)

Policies

• Check Cashing Policy
• Do-Not-Call Policy
• Equal Housing Lender
• Funds Availability (PDF)
• Membership Qualifications
• Our Privacy Policy
• Real Overdraft Protection Policies and brochure (PDF)

Disclosures

• HCU VISA Debit Card Disclosures (PDF)
• eStatements & eAlerts Agreement (PDF)
• Online Banking Agreement & Disclosure (PDF)
• Terms and Conditions; Funds Transfer/Availability, Electronic Transfer (PDF)
• Terms and Conditions of Your Business Account (PDF)
• Truth-In-Savings Disclosure: Certificates and IRA Certificates (PDF)
• VISA Credit Card Disclosures (PDF)