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New Member


It's easy to join. Click here to see if you're eligible for membership and you can stop by any of our five branch locations to open your account.

HCU is a not-for-profit, full service financial cooperative owned by our members. That means we're locally owned. Decisions are made based on what's good for you, not what makes a bunch of money for a small handful of stockholders. Come experience the difference membership can make!


  • Free box of checks with a new checking account
  • Fewer fees, highly competitive rates on savings and loans
  • Advanced computer systems for real-time balances on your savings and loans
  • Your account information is under a single member number, eliminating the need to memorize multiple account numbers
  • Free online banking, 24hr. telephone banking, and 5 free bill payments per month
  • Extended hours phone center
  • Integrated systems so that your HCU VISA credit card and HCU mortgage loan are incorporated in your account
  • Convenient hours, locations, and drive-thru facilities
  • Fast, friendly service from local people who care

Simply stop by any one of our convenient locations and our experts will help you make the switch.

STEP 1 - Open

Your first step is to become a member of Hutchinson Credit Union through opening your savings account, which automatically makes you an owner. You can do this at any of our five locations in Hutchinson, Haven, Newton, and Wichita. Once this account is in place, you have access to all credit union services, including FREE internet banking and bill pay, telephone banking, and our low-rate loans. You might also consider our many checking account options and our HCU VISA credit card.

STEP 2 - Close

If opening an HCU checking, you'll want to close down your old accounts. However, be sure to leave sufficient funds in those accounts long enough for outstanding transactions to clear. Once your final transactions have posted, you will want to close the old account completely.

STEP 3 - Make the change

  • Direct Deposits: if applicable, notify your employer (or other source) to begin placing deposits in your new account
  • Automatic Payments: if opening an HCU checking, you'll need to change your current automatic payment vendors (utilities, mortgage, insurance, etc.) in order to commence having future payments deducted from your new account
  • Automatic Payment Cancellation: if applicable, cancel any automatic payments being deducted from your old account

STEP 4 - Check out our great loan rates

Our members really enjoy our loan options. Take a moment to shop our current low rates. Once you find the loan program that's right for you, you'll be able to get your application started by applying online.