Online Banking

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Stepping Stone Checking


  • $12 monthly service charge. No minimum balance.
    • $3 rebate available with eStatements making monthly fee only $9)
  • No dividends paid.
  • Can write 10 free checks per month. $1 fee per check cleared after that. 
  • Records of your canceled checks are securely stored by the credit union, freeing you from filing and storage.
  • Free Checks for those age 50+
  • Annual eligibility review for additional HCU Checking account options
  • Credit Counseling available
  • Unlimited Free Bill Pay (must be 18)


  • First box of checks is Free
  • Unlimited free transactions at HCU and Coop ATMS (2 free Foreign ATM transactions per month) 
  • No-fee VISA┬« debit card
  • Real-time balances, all the time
  • Real Overdraft Protection available with approved credit
  • Free 24hr access via phone or online banking
  • Direct Deposit & Payroll Deduction available
  • Free eStatements with e-mail notification
  • Free online check copies and statement copies
  • Free Online Banking
  • Free Mobile Banking

Savings Only with VISA Debit Card Option

Members also have the option of opening a savings account with a debit card. This type of account has a monthly fee of $6. If you would like to speak to a representative to get more details about this option, please give us a call at 800.428.8472.