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A New Idea in Certificates

A new idea in Certificates!

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Get the higher rates you're after and the flexibility you want with our 72 and 120-month Certificates. Our new Certificates offer great rates starting at 2.25% APY* and the flexibility to withdraw 10% of the principal investment in years 8, 9 or 10 on your 10 year Certificate, WITHOUT PENALTY. These certificates are the perfect answer to your long-term savings needs.

72 Month Rates

Maturity

$500 to $24,999

$25,000 to $99,999

$100,000 to $249,999

$250,000 & Up

APY*

APY*

APY*

APY*

72 month

2.25%

2.30%

2.40%

2.50%

6-Year Certificate, quarterly payout, tiered rate, and 2 year penalty for early withdrawal.

  • Traditional
  • HSA
  • Roth
  • Regular
  • SEP
  • Coverdell

120 Month Rates

Maturity

$5,000 to $24,999

$25,000 to $99,999

$100,000 to $249,999

$250,000 & Up

APY*

APY*

APY*

APY*

120 month

3.00%

3.05%

3.10%

3.15%


10-Year Certificate, quarterly payout, 3 year penalty for early withdrawal, and no penalty up to 10% in years 8, 9 & 10, and 3 year penalty on the amount over 10%.
  • Traditional
  • HSA
  • Roth
  • Regular
  • SEP
  • Coverdell
Limited time offer. Membership required.  *Annual Percentage Yield (APY), $500 minimum investment on 72-month certificate. $5,000 minimum investment, $500 for youth accounts on 120-month certificate.  Non-youth accounts must also have an active checking account, funded loan, credit card, mortgage with HCU, includes MMS mortgages, or deposit $100,000 or more in a 10-year certificate. Penalty for early withdrawal.  Not available to other Financial Institutions.  Rates accurate as of 8/1/13.

^Withdraw up to 10% of the principal in each of years 8, 9, and 10 on the 10-year certificate with no penalty.