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Auto, RV, & Boat

We make loans on all types and years of vehicles at very competitive rates and terms.

alt AutoSMART: Online auto-buying tools

We can usually save you money on new and used vehicle loans. Whether you are purchasing a vehicle or want to use a vehicle you already own for collateral, you can count on HCU for a fair deal. Your loan can usually be approved and the check issued the same day you apply.

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You can even be pre-approved for a loan and then go shopping knowing you have your Credit Union behind you. You will then be a "cash borrower" to the dealer and enjoy all the bargaining power that brings you. Visit our AutoSmart website for great online buying tools.

  • 100% financing available to qualified borrowers
  • We offer a wide variety of repayment options
  • Our rates and terms are very competitive
  • We are flexible and willing to find the right solution for you
  • Our credit life and disability insurance premiums cost less than at other financial institutions, and we add them to the monthly payment instead of adding the total premium to the principle at the beginning of the loan
  • A secured title fee is charged by the state and will be passed through to the member. This fee varies from $2.50 to $11.50
  • Borrowers are required to provide proof of full coverage insurance and vehicle ownership


To see our complete Extended Warranty Brochures, Click Here

To see our complete Gap Insurance Brochures, Click Here