Business Basic Checking

Minimum balance of $300, also pays dividends. Simple and effective. It's a complete business checking tool featuring:

• No monthly service charge if you maintain a $300.00 minimum balance. If your balance goes under this amount, the service fee is only $7.00
• Dividends are calculated each day you maintain a balance of $1000.00 or more
• Paper item deposit fee: 50 free/mo. (.15 ea. after 50)
• You may write up to 35 checks each month that clear your account at no charge. Over 35, $.10 per check

Standard features -all business checking accounts 

• Open a new HCU checking account and your first box of checks are free (up to $25 retail value)
• VISA Debit Card (with no usage charges)
• 24 hour telephone teller
• Full featured online banking and Quickbooks® integration
• Online check copies
• Counter checks with account opening
• Coin counting up to $200 per month (1% over $200)
• Five free transactions at foreign ATMs (just $.50 each thereafter)
• Co-op Network surcharge-free ATM access nationwide
• Unlimited free transactions at HCU ATMs
• Bill Pay, five free payments per month ($.50 per bill after 5)
• $300 instant credit for deposits at HCU ATMs
• Records of your canceled checks are securely stored by the credit union, freeing you from filing and storage
• Sweep transfers available (to lines of credit or savings accounts)
• Convenient drive-thru hours and night depositories to serve your depositing needs
• Up to $200 per month free coin counting (at coin machines), 1% fee over $200
• Accounts Federally Insured to $250,000 by NCUA an agency of the U.S. Government

*Non-profit group discount: For approved non-profit groups, the fee for going over the limit of deposit items received in a month will be $.05 per item.