A rate worth celebrating. 4.74% APR.*
In honor of America's 250th, we've dropped our auto loan rate, now through July 8.
Auto loans built around you
Whether you're shopping for your next vehicle or looking to refinance the one you already have, now's a great time to see what you qualify for. It only takes a few minutes to check your rate and your payment. No pressure, no surprises, just clarity on where you stand before you make your move.
New loan or refinance, we'll help you find the right fit. That's the Heartland Way.
*Annual Percentage Rate. Membership required. Limited time offer available June 26, 2026 through July 8, 2026. Assumes a credit score of 725+ on a new to HCU $17,000 fixed, secured loan, 2022 or newer vehicle with less than 130,000 miles, HCU Beyond Ultimate or Essential account with direct deposit, and auto-pay. For example: A $20,000 loan at 4.74% APR would require 60 monthly payments of $376.10 per month. Other rates and terms available.
