FRAUD ALERT - Some members have reported receiving fraudulent text messages pretending to be a merchant asking to confirm or deny a purchase. The text references Heartland CU Alert. Do not click the link in the text. If you have clicked on a link, please call us at 800.428.8472.

Holiday Loan

Celebrate with rates as low as 10.99% APR.

Open A Holiday Loan Today

Accounts You'll Treasure

Checking accounts for all ages and stages.

Open An Account

Medicare Open Enrollment

October 15th - December 7th.
We're Here To Help

Fast Home Delivery

We're here to help you get into your new home.
Apply For A Home Loan

We Know You

We understand your needs and are always ready to help with a Personal Loan or Line of Credit.
Apply For A Personal Loan

Happy to Make Things Happen

A Home Equity Line of Credit can be used for almost anything.
Open A Flex HELOC

Driven To Help

We'll help you find, buy, and finance your next vehicle.
Find Your Next Vehicle

Points. Perks. Possibilities.

HCU Your Rewards Visa Credit Card

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Great Rates for You
See all rates
Auto Loans
as low as
6.99
%
APR
Apply Now
Personal Loans
as low as
11.00
%
APR
Apply Now
Money Market
Earn up to
3.04
%
APY
Earn More

What our members have to say.

Craig B.
Craig B.
Member since 2006
“Heartland is my credit union! I have been a part of HCU now for 15 years or so and they have helped me make some great dreams come true. I’ve bought and sold houses with loans through HCU. I’ve bought car after car through HCU. And now my kids have HCU accounts and they’ll be lifelong members, too.”
Alma R.
Alma R.
Member since 2012
"My branch manager has worked with my fiancé and I in our journey to find the perfect vehicle within our budget. She is very patient to say the least. Not only are the rates competitive, but the way HCU truly cares is what makes a difference."
Mitch & Renee H.
Mitch & Renee H.
Members since 2008
"We've referred friends and family to Heartland Credit Union because we appreciate the personal connection we feel and the ease of doing business whether it's for our personal or business accounts."
Em G.
Em G.
Member since 1994
“I love Heartland Credit Union and their dedication to our community! I am proud to be a lifelong member with personal accounts, and now business accounts, through HCU.”

It's the Heartland Way

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Financial Education

We want to set you up for financial success. Take advantage of our online financial education courses or have one of our certified staff members help you with one-on-one financial advice. We believe everyone can experience financial well-being.

Heartland Credit Union Blog

The Way is our blog dedicated to providing you tips and information to help you feel more confident in your financial and personal life.

Credit Score Manager

Your credit score can have a big impact on your life.  Everything from what you pay for your next car to insurance, to getting qualified for a home loan can be affected by it. We’ve got the tools and the knowledge to help you take control of your credit score and make it work for you.
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Community Commitment

Heartland is linked with the communities we serve, and we take pride in supporting organizations and events that have a positive and lasting impact on those who live and work here. We make a difference by living the credit union philosophy of “people helping people” through financial support, fundraising, and volunteer efforts.