Investment Share

With no time commitment and no early withdrawal penalty, HCU’s Investment Share lets you make the most of your money. Our tiered rates reward you for larger balances and help your savings grow even faster.  The right savings account for those that carry a slightly higher balance. 

Open an account

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Earn more as you save more

Earn better rates than our standard savings account and still have access to your money when you need it. Plus, tiered rates pay you more when you save more.

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Your savings are federally protected

Funds in your Investment Share account are insured up to $250,000 by the National Credit Union Administration (NCUA).

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Deposit your way

We make it easy to deposit into your Investment Share. Deposit at any HCU branch, ATM, or transfer funds inside HCU Digital Banking.

Investment Share Rates
see all rates
$2,500 - $9,999 earn
0.20
%
APY*
$10,000 - $24,999 earn
0.35
%
APY*
$25,000 & higher earn
0.35
%
APY*
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Investment Share features

  • No minimum balance to open
  • Dividends paid on balances of $100 or more
  • No time commitment
  • Tiered rates pay you more as your balance grows
  • Up to 6 withdrawals per month
  • Federally insured up to $250,000 by NCUA
  • Can be opened as a Trust account
Open an account
*APY=Annual Percentage Yield.  Membership Required.  No minimum deposit to open an account.  $100-$2,499 is .05%, $2,500-$9,999 is .20% APY, $10,000-$24,999 is .35% APY, $25,000+ is .35% APY.   APY current as of 6.13.2025.