Health Savings Account (HSA)
Smart savings for your health and your future. Take control of medical costs with a tax-advantaged account that works for you.
A flexible way to manage medical expenses
A Health Savings Account from Heartland Credit Union helps you take control of your healthcare costs when paired with a High Deductible Health Plan. With easy access, tax advantages, and digital tools, it’s designed to support your well-being today and tomorrow.
Convenient access
Use your HSA Debit Card at any HCU ATM or anywhere VISA is accepted—including pharmacies and healthcare providers. Monitor transactions and manage your account through HCU Digital Banking.
Tax benefits
Contributions to your HSA may be tax-deductible, and qualified medical expenses can be withdrawn tax-free. It’s a smart way to save on healthcare while reducing your taxable income.
Easy management
Make deposits, withdrawals, and transfers with ease—online, at a branch, or through the mobile app. Your HSA is available to anyone over 18 with a qualifying High Deductible Health Plan.
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*Annual Percentage Yield. Rates effective as of 11.2.2026. Rates subject to change daily.
The information on this page is not intended as tax advice. Please consult your tax advisor regarding your individual situation and any investment decisions.
Official Financial Wellness Partner Of Tiger Athletics
