Hassle-Free Home Loans

We're here to help you get from where you are to where you want to be.

Home Loans

Heartland Credit Union makes home buying easier with friendly experts and great ways to save. We promise hassle-free loans with friendly advice, a wide variety of loans to fit your life, on-time closings with fewer surprises and delays, and low closing costs. As a credit union anchored in the values of the Heartland, we’re here to help you make your next move.

Less hassle, more help. It's the Heartland Way. Apply for your home loan at Heartland Credit Union today.

Our Home Loan Commitments
Taking the hassle out of buying a home, with help at every step.
A wider range of home loan options to fit unique circumstances and your financial goals.
Lower closing fees help you  save when it matters most.
On-time closings, with fewer surprises or delays, to get you in your home sooner.
Conventional Loans

Conventional Loans

We offer simple home loan solutions with different options to fit just about anyone’s situation.
FHA Loans

FHA Loans

A great low-cost option for first-time homebuyers. Let us help guide you through the process.
VA Loans

VA Loans

For our active-duty, or qualifying veterans and spouses, VA Loans can make getting into your new home easier.
Rural Development Loans

Rural Development Loans

For members looking to live in a rural community, these loans feature a variety of money saving options.
Jumbo Mortgage Loans

Jumbo Mortgage Loans

When you’re ready to purchase your dream home, we’re ready to help. Similar to other loans, Jumbo loans provide more purchasing power.
Heartland 100

Heartland 100

We understand saving for a down payment can be difficult. Let us help with our no-down payment, 100% financing option.
Bridge/Swing Financing

Bridge/Swing Financing

Found the perfect home but haven’t sold yours yet? Bridge financing can provide the down payment you need to make the move.
Construction Loans

Construction Loans

Ready to build the home of your dreams? Our residential construction loans are simple and flexible.
First Time Homebuyers

First Time Homebuyers

You’re ready to step into homeownership, but aren’t sure where to start. We’re here to help guide you each step of the way.