You found the perfect place and need a home loan and closing to go smoothly. At Heartland Credit Union, our simple, hassle-free process will take you from start to finish as easy as having lunch with a friend. Getting a loan has never been easier. Hit us up today and we'll get you the home loan you need ASAP. When you’re ready, just press the Apply Now button at the top of the page.
Conventional Home Loans

Conventional Loans

We offer a variety of exceptional home loan solutions that you will find functional and fantastic.

FHA Home Loans

FHA Loans

Getting into a new home at a lower cost is the HCU way. Apply for an FHA Loan today.

VA Home Loans for veterans

VA Loans

For our active-duty, or qualifying veterans and spouses, we offer Veterans Affairs Loans to assist in purchasing your home.

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Rural Development Loans

You’ve wanted to live in the country and now it's time. We are ready to provide affordable housing in rural areas.

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Heartland 100

Quit saving for the down payment and purchase today. HCU's Heartland 100 loan helps you finance 100% of your new home.

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Construction Loans

Ready to build the home of your dreams? Our residential construction loans are focused on very competitive rates and terms.

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First Time Homebuyers

You’re ready to take the plunge into homeownership, but where do you start? We’re here to help guide you each step of the way.