Digital Business Banking

Tools and features to simplify your business finances—anytime, anywhere.

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Tools and features to simplify your business finances

We know each business has unique banking needs – that’s why we have more tools and features to make your Digital Banking experience fit your needs. With HCU Digital Business Banking, Commercial members can add users and assign roles, create custom reports to better track finances, and take advantage of enhanced ACH features to make paying bills and employees easier. HCU Digital Business Banking helps make running your business easier.

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Easy access and control

HCU Digital Business Banking lets you manage your accounts anytime, anywhere—on your PC or mobile device. Approve ACH payroll files or customer debits quickly through the mobile app. Connect accounts from multiple financial institutions with Account Aggregation and view all balances and transactions in one secure place.

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Flexible account management

Ensure security and accountability with custom entitlements for dual control authorizations. Assign tailored access to accountants, office managers, or other team members without updating account cards. Sub-user permissions can be configured to give as much or as little access as needed, helping you maintain clear separation of duties.

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Organized payments and security

Manage debit cards for all signers in one place—set alerts, transaction limits, and merchant types, plus turn cards on/off and update PINs easily. Keep accounts organized by renaming shares and creating specific shares for taxes, insurance, payroll, and operating funds. Access BillPay, electronic statements, tax documents, and up to two years of records all in one convenient location.

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HCU Digital Business Banking Features

  • Quick View: a dashboard of the current balance of all accounts and loans
  • Balance Trend: shows the trend in deposit account balances over a period of time
  • Transaction Overview: a high-level view of debits and credits for your deposit account(s)
  • Transaction Summary: sums of debits and credits for selected transaction types