Terms and Conditions

Unauthorized access or use is not permitted and may constitute a crime punishable by law. We may monitor and audit the usage of this system, and all persons are hereby notified that the use of this system constitutes consent to such monitoring and auditing. Unauthorized attempts to upload information and/or change information on this web site is strictly prohibited and are subject to prosecution.

Reproduction of this site, in whole or in part, is prohibited without the written permission of Heartland Credit Union.

We make no guarantees as to the accuracy, thoroughness or quality of the information, and are not responsible for errors or omissions. The information provided at this site is neither comprehensive nor appropriate for every individual. You are strongly cautioned to verify any information before using it for any personal, financial or business purpose. Do not rely solely on what you find here for making investment decisions. This site is provided on the express condition, to which all making use thereof assent, that no liability shall be incurred by Heartland Credit Union or any of its employees.

Membership in Heartland Credit Union is limited to persons who live or work in the State of Kansas and members of their families. Membership also specifically includes employees of, and persons affiliated with, Heartland Credit Union select employee groups and select groups.

SMTP E-mail is considered non-secure. Therefore when using this type of e-mail, please do not send us confidential information such as account numbers.

Heartland Credit Union has no control and bears no liability for information obtained from 3rd parties via links from our Web Site. These links are there for your convenience only and do not constitute an endorsement of fitness from HCU.  HCU's privacy and security policies do not apply to linked websites and viewers should consult the privacy disclosures on the linked site for further information.

Text Message Service

We respect your privacy. We only use information you provide through this service to transmit your mobile messages and respond to you. This includes, but isn't limited to, sharing information with platform providers, phone companies, and other vendors who assist us in the delivery of mobile messages. Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Nonetheless, we reserve the right always to disclose any information as necessary to satisfy any law, regulation or governmental request, to avoid liability, or to protect our rights or property. This Text Message Service Privacy Policy applies to your use of the Text Message Service and isn't intended to modify our general [“ HCU Web Privacy Policy” incorporated by reference above, which may govern the relationship between you and us in other contexts.

COSTS OF TEXT MESSAGES

We do not charge you for the messages you send and receive via this text message service. But message and data rates may apply, so depending on your plan with your wireless or other applicable provider, you may be charged by your carrier or other applicable provider.

FREQUENCY OF TEXT MESSAGES

This Text Messaging Service is for conversational person-to-person communication between you and our employees. We may send you an initial message providing details about the service. After that, the number of text messages you receive will vary depending on how you use our services and whether you take steps to generate more text messages from us (such as by sending a HELP request).

OPTING OUT OF TEXT MESSAGES

If you no longer want to receive text messages, you may reply to any text message with STOP, QUIT, END, REVOKE, OPT OUT, CANCEL, or UNSUBSCRIBE. As a person-to-person communication service, opt-out requests are specific to each conversation between you and one of our employees and their associated phone number. After unsubscribing, we may send you confirmation of your opt-out via text message.

Updated Jan. 29, 2026